Na'urar lissafin matsakaicin riba
Matsakaicin lissafi da na geometric na ribar shekara-shekara, tare da sauyin daraja (volatility) da ƙaruwar kuɗin farawa.
Game da Na'urar lissafin matsakaicin riba
Matsakaicin lissafi da na geometric na ribar shekara-shekara, tare da sauyin daraja (volatility) da ƙaruwar kuɗin farawa.
Ɓangare ne na sashen “Zuba jari & ajiya” na SmartCalcy. Yana aiki a burauzar ku ba tare da asusu ba, yana amfani da kuɗinku da ma'aunanku (canza su a saman shafin), kuma yana ba da ƙiyasi don bayani kawai, don haka duba jagorar hukuma kafin ku dogara da sakamako.
Yadda ake amfani da Na'urar lissafin matsakaicin riba
Abin da yake lissafawa da lokacin amfani da shi
Yana lissafa matsakaicin jerin ribar zuba jari ta shekara-shekara kuma yana nuna bambanci tsakanin matsakaici mai sauƙi da matsakaici mai tarawa, wanda shi ne ya dace da abin da kuɗinku ya samu a zahiri.
Yadda ake amfani da shi, mataki-mataki
- Shigar da ƙimar farawa.
- Shigar da ribar kowace shekara a matsayin kashi, ta amfani da lamba mara kyau (negative) ga asara.
- Ƙara ko cire shekaru.
Ma'anar kowace shigarwa
- Kowace shekara return – The kaso Canji a that shekara, including losses.
Yadda ake karanta sakamako
- Arithmetic Matsakaici – The simple mean na the returns.
- Geometric Matsakaici – The compound yearly rate that gives the same final value.
- Volatility – The sample Na yau da kullum deviation na the returns.
Dabarar lissafi
Geometric average = (Π (1 + rᵢ))^(1 ÷ n) − 1. Arithmetic average = Σ rᵢ ÷ n. Volatility = √(Σ (rᵢ − mean)² ÷ (n − 1)).
Misali da aka warware
Returns of 12%, −8%, 15%, 6% and 9% have an arithmetic average of 6.8% but a geometric average of 6.48%. 10,000 grows to 13,691.03, a total return of 36.91%, with a volatility of 8.93%.
Zato da iyakoki
- Annual returns are shown after charges only if you enter them that way.
- Past returns do not predict future returns.
Kurakuran da aka saba yi
- Using the simple Matsakaici zuwa project growth. It overstates compound returns.
- Entering −100% ko worse, which wipes out the investment.
Tambayoyin da ake yawan yi
Me ya sa matsakaicin geometric ya fi ƙanƙanta?
Asara tana rage tushen da za a samu riba ta gaba a kai, don haka sauye-sauyen farashi (volatility) suna jan haɓaka mai tarawa ƙasa.
Kayan aiki masu alaƙa
Cikakkun bayanai
- Arithmetic Matsakaici
- 6.8%
- Geometric (compound) Matsakaici
- 6.48%the rate that gives the same final value
- Jimilla return
- 36.91%
- Volatility (Na yau da kullum deviation)
- 8.93%
- Final Ƙima
- £13,691.03
- Mafi kyau da worst shekara
- 15% / -8%
Ƙima Bayan Kowanne shekara
| Shekara | Return | Ƙima |
|---|---|---|
| 1 | 12% | £11,200 |
| 2 | -8% | £10,304 |
| 3 | 15% | £11,850 |
| 4 | 6% | £12,561 |
| 5 | 9% | £13,691 |