Ritaya
Pensions, 401(k), IRAs, Social Tsaro da retirement kayan aikin income. 10.
Na'urar lissafin ritayaShin ajiyarku za ta isa? Ku yi hasashen tarin kuɗinku a lokacin ritaya ku kwatanta shi da abin da burin kuɗin shigarku ke buƙata.Na'urar lissafin 401(k)Hasashen 401(k) na Amurka tare da gudummawar mai ɗaukar aiki, ƙarin albashi da iyakokin gudummawa na 2026.Na'urar lissafin fansho (UK)Kimanta tarin fansho na defined-contribution da kuɗin shigarsa, ko fanshon final-salary daga shekarun aiki.Na'urar lissafin fa'idodin Social SecurityKimanta fa'idar ritaya ta Social Security na Amurka daga kuɗin shigar rayuwarku da shekarun da kuka nema.Na'urar lissafin annuityKu haɓaka tarin kuɗi da ajiya na yau da kullum, sannan ku lissafa kuɗin shigar da zai iya biya na shekaru da kuka zaɓa.Na'urar lissafin biyan annuityKuɗin shiga daga dunƙulen kuɗi na wani ƙayyadadden lokaci, ko tsawon lokacin da dunƙulen kuɗi zai ɗauka a kuɗin shigar da kuka zaɓa.Na'urar lissafin Roth IRANawa za ku iya sakawa a Roth IRA a bana bisa kuɗin shigarku, da abin da zai iya zama ba tare da haraji ba.Na'urar lissafin IRA: traditional ko RothKwatanta traditional IRA, inda kuke tara haraji yanzu, da Roth IRA, inda cire kuɗi ba shi da haraji.Na'urar lissafin RMDMafi ƙarancin cire kuɗi da ake buƙata (RMD) daga traditional IRA ko 401(k) na Amurka, ta amfani da IRS Uniform Lifetime Table.Na'urar lissafin State Pension na UKKimanta sabon State Pension ɗinku daga shekarun National Insurance, tare da shekarun State Pension ɗinku.