Na'urar lissafin kashin kuɗin ruwa
Nemo kashin kuɗin ruwa da ke bayan biyan lamuni ko kashin ƙaruwa tsakanin adadin farawa da na ƙarshe.
Game da Na'urar lissafin kashin kuɗin ruwa
Nemo kashin kuɗin ruwa da ke bayan biyan lamuni ko kashin ƙaruwa tsakanin adadin farawa da na ƙarshe.
Ɓangare ne na sashen “Zuba jari & ajiya” na SmartCalcy. Yana aiki a burauzar ku ba tare da asusu ba, yana amfani da kuɗinku da ma'aunanku (canza su a saman shafin), kuma yana ba da ƙiyasi don bayani kawai, don haka duba jagorar hukuma kafin ku dogara da sakamako.
Yadda ake amfani da Na'urar lissafin kashin kuɗin ruwa
Abin da yake lissafawa da lokacin amfani da shi
Yana nemo kashin kuɗin ruwa da ke ɓoye a cikin tayin lamuni, ko kashin haɓaka na shekara tsakanin adadin farawa da adadin ƙarshe.
Yadda ake amfani da shi, mataki-mataki
- Zaɓi lamuni ko zuba jari.
- Ga lamuni, shigar da adadin, biyan wata-wata da adadin shekaru.
- Ga zuba jari, shigar da adadin farawa, adadin ƙarshe da shekaru.
Ma'anar kowace shigarwa
- Biyan kuɗi na wata – The fixed payment the lender asks.
- Starting da ending Adadi – What the investment was da what it grew to.
Yadda ake karanta sakamako
- Kashin kuɗin ruwa – Kowace shekara kashi Ana tarawa Kowane wata (loan) or kowace shekara (investment).
- Effective Kowace shekara kashi – The iri ɗaya kashi with compounding included.
Dabarar lissafi
Loan: the rate r satisfies payment = amount × r ÷ (1 − (1 + r)^−n), solved numerically. Growth: rate = (end ÷ start)^(1 ÷ years) − 1.
Misali da aka warware
A 20,000 loan repaid with 400 a month for 5 years has a rate of 7.42% a year, an effective rate of 7.678% and total interest of 4,000.
Zato da iyakoki
- Fixed payments with no fees.
- The growth kashi shi ne a compound Matsakaici, not a guarantee.
Kurakuran da aka saba yi
- Ignoring fees that raise the real rate (see the APR calculator).
- Using the total years when payments stop earlier.
Tambayoyin da ake yawan yi
Me ya sa ba a iya samun kashi?
Idan jimillar biyanku bai kai lamunin ba, kashin zai zama ƙasa da sifili (negative), don haka na'urar lissafin tana ba da rahoton kuskure.
Kayan aiki masu alaƙa
Cikakkun bayanai
- Effective Kowace shekara kashi
- 7.678%
- Jimillar kuɗin ruwa
- £4,000.00
- Jimillar da aka biya
- £24,000.00