Terms of use

Last updated 23 October 2026.

Using the service

SmartCalcy is free to use for personal and business purposes. Please do not misuse it, overload it with automated requests or try to disrupt it.

Results are estimates

The calculators are provided as is, without any warranty or guarantee. Results are estimates for information only and may contain errors or be out of date. They are not financial, medical, legal, tax or other professional advice. Check official guidance before you rely on a result.

Third-party data

Prices, rates, holiday dates and word lists come from third-party sources and may be delayed, incomplete or wrong.

Liability

To the extent the law allows, SmartCalcy is not responsible for losses or damages arising from use of, or reliance on, the calculators. Nothing here limits rights you have by law that cannot be limited.

Changes

We may update these terms. The date above shows the latest version.