Kalkulator pajak penghasilan (UK lan AS)
Pajak penghasilan, National Insurance utawa FICA lan tarif efektif lan marginal panjenengan, kanthi rincian lengkap saben bracket.
Babagan Kalkulator pajak penghasilan (UK lan AS)
Pajak penghasilan, National Insurance utawa FICA lan tarif efektif lan marginal panjenengan, kanthi rincian lengkap saben bracket.
Bagean saka seksi “Pajak & gaji” SmartCalcy. Lumaku ing browser panjenengan tanpa akun, nganggo mata uang lan satuan panjenengan dhewe (ganti ing sisih ndhuwur kaca), lan menehi perkiraan mung kanggo informasi, mula priksa pandhuan resmi sadurunge ngandelake asile.
Carane nganggo Kalkulator pajak penghasilan (UK lan AS)
Apa sing dietung lan kapan nganggo
Ngira-ira pajak penghasilan, National Insurance (Inggris) utawa Social Security lan Medicare (AS), tarif efektif lan marginal, lan rincian saben pita.
Carane nganggo, langkah demi langkah
- Pilih ing ngendi panjenengan mbayar pajak: Inggris/Wales/Irlandia Lor, Skotlandia utawa AS.
- Lebokna pangasilan saben taun sadurunge pajak.
- Tambahna iuran pensiun utawa 401(k) sing dibayar sadurunge pajak lan, ing Inggris, rencana utangan kuliah.
- Waca pajak, gaji bersih lan tarif marginal.
Tegese saben input
- Income – Gross Bayaran kanggo the taun.
- Filing status (US) – Sets the Standar deduction lan brackets.
- Pension Dibayar Sadurunge pajak – Reduces taxable income.
- Student loan rencana (UK) – Rencana thresholds lan rates decide repayments.
Carane maca asile
- Income pajak – The Jumlah pajak ing each band.
- Effective tarif – Income pajak ÷ income.
- Marginal tarif – Total tax on the next satuan income, including National Insurance utawa FICA.
- Pajak by band – How much was taxed at each rate.
Rumus
UK: taxable income = income − personal allowance (12,570, reduced by 1 for every 2 over 100,000). Tax is 20% on the first 37,700 of taxable income, 40% to 125,140 and 45% above in England; Scotland uses six bands. National Insurance is 8% between 12,570 and 50,270 and 2% above. US: taxable income = income − standard deduction, taxed in 10% to 37% brackets.
Conto petungan
A UK taxpayer earning 50,000 has a personal allowance of 12,570, so 37,430 is taxable at 20% for 7,486 of tax. National Insurance is 2,994, take-home pay is 39,520 and the marginal rate is 28%.
Asumsi lan watesan
- UK: standard tax code, no other income, no Marriage Allowance or benefits.
- US: federal tax only with the standard deduction. State taxes, credits and itemised deductions are excluded.
- Pension contributions are treated as paid before tax but not before NI.
Kesalahan umum
- Applying the top rate to all income. Only income in each band is taxed at that band’s rate.
- Forgetting National Insurance utawa FICA.
Pitakonan sing kerep ditakokake
Kenapa tarif marginalku 60% antarane 100.000 lan 125.140 ing Inggris?
Personal allowance (bagean bebas pajak) dicabut nalika pangasilan mundhak, mula saben pound tambahan kena pajak 40% ditambah allowance sing ilang, efektif 60% sadurunge NI.
Apa Skotlandia duwe tarif sing beda?
Iya. Skotlandia nemtokake pita lan tarif dhewe kanggo pangasilan non-tabungan. Pilih Skotlandia kanggo ndeleng.
Dated rules: UK tax year 2026 to 2027 (6 April 2026 to 5 April 2027), from GOV.UK. Rates and thresholds change each year, so check GOV.UK before relying on a figure. Dated rules: US federal figures for tax year 2026 (IRS Rev. Proc. 2025-32 and IRS notices). These calculators are estimates for planning, not tax advice.
Piranti sing gegandhengan
Rincian
- Personal allowance
- £12,570
- Taxable income
- £37,430
- National Insurance
- £2,994
- Total pajak lan deductions
- £10,48021% saka income
- Effective pajak tarif (income pajak only)
- 15%
- Marginal tarif on your next pound
- 28%income tax plus deductions on extra pay
- Take-home saben taun
- £39,520
Pajak by band
| Band | Suku bunga | Pajak |
|---|---|---|
| £0 nganti £37,430 | 20% | £7,486 |