Income Pajak calculator (UK dan US)

Cara menggunakan Income tax calculator (UK dan US)

Apa yang dihitung dan kapan digunakan

Estimates income Pajak, National Insurance (UK) atau Social Security, dan Medicare (US), your effective, dan marginal rates, dan a band-by-band breakdown.

Cara menggunakan, langkah demi langkah

1. Choose where you Gaji Pajak: England/Wales/Northern Ireland, Scotland atau the US.
2. Enter your income per Tahun before Pajak.
3. Add pension atau 401(k) contributions paid before tax and, di the UK, a student loan plan.
4. Read the Pajak, take-home Gaji, dan marginal Suku bunga.

Arti setiap input

• Income – Gross Gaji seharga the Tahun.
• Filing status (US) – Sets the standard deduction dan brackets.
• Pension Dibayar before Pajak – Reduces taxable income.
• Student loan plan (UK) – Plan thresholds dan rates decide repayments.

Cara membaca hasil

• Income Pajak – The Jumlah tax di each band.
• Effective Suku bunga – Income Pajak ÷ income.
• Marginal Suku bunga – Total tax on the next satuan income, including National Insurance atau FICA.
• Pajak by band – How much was taxed Pada Per buah Suku bunga.

Rumus

UK: taxable income = income − personal allowance (12,570, reduced by 1 seharga every 2 over 100,000). Tax adalah 20% on the first 37,700 taxable income, 40% to 125,140, dan 45% above di England; Scotland uses six bands. National Insurance adalah 8% between 12,570 dan 50,270 dan 2% above. US: taxable income = income − standard deduction, taxed in 10% sampai 37% brackets.

Contoh perhitungan

A UK taxpayer earning 50,000 has a personal allowance 12,570, so 37,430 adalah taxable at 20% seharga 7,486 tax. National Insurance adalah 2,994, take-home pay adalah 39,520, dan the marginal rate adalah 28%.

Asumsi dan batasan

• UK: standard Pajak code, Tidak other income, Tidak Marriage Allowance atau benefits.
• US: federal Pajak only with the standard deduction. State taxes, SKS, dan itemised deductions are excluded.
• Pension contributions are treated as Dibayar before Pajak but not before NI.

Kesalahan umum

• Applying the top rate sampai all income. Only income di each band adalah taxed Pada that band’s Suku bunga.
• Forgetting National Insurance atau FICA.

Pertanyaan yang sering diajukan

Dated rules: UK tax year 2026 ke 2027 (6 April 2026 ke 5 April 2027), Dari GOV.UK. Rates, dan thresholds change each year, so check GOV.UK before relying on a figure. Dated rules: US federal figures seharga tax year 2026 (IRS Rev. Proc. 2025-32, dan IRS notices). These calculators are estimates seharga planning, not tax advice.

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