Kalkulator bunga majemuk
Tuwuhing tabungan utawa investasi kanthi setoran rutin.
Babagan Kalkulator bunga majemuk
Tuwuhing tabungan utawa investasi kanthi setoran rutin.
Bagean saka seksi “Keuangan” SmartCalcy. Lumaku ing browser panjenengan tanpa akun, nganggo mata uang lan satuan panjenengan dhewe (ganti ing sisih ndhuwur kaca), lan menehi perkiraan mung kanggo informasi, mula priksa pandhuan resmi sadurunge ngandelake asile.
Carane nganggo Kalkulator bunga majemuk
Apa sing dietung lan kapan nganggo
Nuduhake carane tabungan utawa utang tuwuh kanthi bunga majemuk, kanthi setoran rutin lan tabel saben taun.
Carane nganggo, langkah demi langkah
- Lebokna jumlah wiwitan lan suku bunga.
- Pilih frekuensi pemajemukan lan jangka wektune.
- Tambahna setoran rutin yen ana.
- Waca saldo pungkasan lan bunga sing diolehi.
Tegese saben input
- Jumlah wiwitan – Diwiwiti at 5000.
- Ditambah saben sasi – Diwiwiti at 200.00.
- Suku bunga utawa tuwuh – Diwiwiti at 5.
- Taun – Diwiwiti at 10.
- Dimajemukake – Diwiwiti at Saben sasi.
Carane maca asile
- Sawise 10 taun – The headline answer. In the default example it reads 39,292 (10,292 of it is interest).
Rumus
A = P × (1 + r ÷ n)^(n × t). With regular contributions PMT, add PMT × (((1 + r ÷ n)^(n × t) − 1) ÷ (r ÷ n)).
Conto petungan
With the starting entries (Starting amount: 5000, Added each month: 200.00, Interest or growth rate: 5, Years: 10, Compounded: Monthly), the calculator shows after 10 years of 39,292, 10,292 of it is interest.
Asumsi lan watesan
- The tarif stays constant.
- Pajak lan fees are ignored.
Kesalahan umum
- Using a monthly rate as an annual one.
- Forgetting that the deposits are at the end of each period.
Pitakonan sing kerep ditakokake
Sepira kerep bunga kudu dimajemukake?
Pemajemukan sing luwih kerep menehi sithik luwih akeh. Saben sasi iku umum kanggo tabungan.
Piranti sing gegandhengan
Saben taun
| Taun | Disetor | Bunga | Saldo |
|---|---|---|---|
| 1 | £7,400 | £312 | £7,712 |
| 2 | £9,800 | £762 | £10,562 |
| 3 | £12,200 | £1,358 | £13,558 |
| 4 | £14,600 | £2,107 | £16,707 |
| 5 | £17,000 | £3,018 | £20,018 |
| 6 | £19,400 | £4,098 | £23,498 |
| 7 | £21,800 | £5,356 | £27,156 |
| 8 | £24,200 | £6,801 | £31,001 |
| 9 | £26,600 | £8,443 | £35,043 |
| 10 | £29,000 | £10,292 | £39,292 |