Kalkulator pajak warisan (estate tax lan inheritance tax)
Kira-kira estate tax federal AS utawa inheritance tax UK kanggo harta warisan, kanthi pengecualian, tunjangan lan sumbangan amal.
Babagan Kalkulator pajak warisan (estate tax lan inheritance tax)
Kira-kira estate tax federal AS utawa inheritance tax UK kanggo harta warisan, kanthi pengecualian, tunjangan lan sumbangan amal.
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Carane nganggo Kalkulator pajak warisan (estate tax lan inheritance tax)
Apa sing dietung lan kapan nganggo
Ngira-ira pajak warisan federal AS (estate tax) utawa pajak warisan Inggris (inheritance tax) ing harta sawise utang, peparing marang pasangan lan amal, tunjangan lan pengecualian.
Carane nganggo, langkah demi langkah
- Pilih Inggris utawa AS.
- Lebokna nilai harta, utang lan biaya pemakaman.
- Lebokna apa sing ditinggalake kanggo pasangan utawa civil partner lan kanggo amal.
- Kanggo Inggris, lebokna omah sing ditinggalake kanggo anak utawa putu, lan centhang kothak yen allowance sing ora kanggo pindhah saka pasangan sing wis seda.
Tegese saben input
- Left nganti a spouse – Exempt from both taxes (a UK domicile condition applies).
- Beranda left nganti descendants – Qualifies kanggo the UK residence nil-rate band.
- Unused allowances – Doubles the UK nil-rate bands.
Carane maca asile
- Pajak – The estimated pajak Tenggat.
- Allowances used – Nil-rate band lan residence nil-rate band.
- Left nganti heirs – The estate Sawise pajak lan charity gifts.
Rumus
UK: tax = 40% × (estate − debts − spouse − charity − nil-rate band 325,000 − residence nil-rate band up to 175,000). The residence band is reduced by 1 for every 2 the estate is over 2,000,000. Tax is 36% if at least 10% of the net estate goes to charity. US: tax = 40% × (taxable estate − 15,000,000 exclusion).
Conto petungan
A UK estate of 900,000 with a 400,000 home left to children has a 325,000 nil-rate band and a 175,000 residence band. The taxable estate is 400,000 and the tax is 160,000, leaving 740,000.
Asumsi lan watesan
- Gifts in the last seven years, trusts, business and agricultural relief and foreign assets are excluded.
- US federal only. Some states charge their own estate or inheritance taxes.
- UK bands are frozen nganti 2030, lan changes nganti pensions lan reliefs are planned.
Kesalahan umum
- Forgetting the home must pass to direct descendants to claim the residence nil-rate band.
- Ignoring that the US exclusion and UK bands transfer between spouses in different ways.
Pitakonan sing kerep ditakokake
Apa tarif amal 36% ditrapake kanggo kabeh?
Ditrapake kanggo bagean harta sing kena pajak yen bagean amal lolos tes 10%. Tes ing kene wis disederhanakake.
Dated rules: UK tax year 2026 to 2027 (6 April 2026 to 5 April 2027), from GOV.UK. Rates and thresholds change each year, so check GOV.UK before relying on a figure. Dated rules: US federal figures for tax year 2026 (IRS Rev. Proc. 2025-32 and IRS notices). These calculators are estimates for planning, not tax advice.
Piranti sing gegandhengan
Rincian
- Estate Sawise debts
- £900,000
- Left nganti spouse (exempt)
- £0
- Left nganti charity (exempt)
- £0
- Nil-rate band
- £325,000
- Residence nil-rate band
- £175,000applies when the Beranda passes nganti direct descendants
- Taxable estate
- £400,000
- Left nganti heirs Sawise pajak
- £740,000