Income Imposto calculator (UK e US)

Como usar a Income tax calculator (UK e US)

O que calcula e quando usar

Estimates income Imposto, National Insurance (UK) ou Social Security e Medicare (US), your effective e marginal rates, e a band-by-band breakdown.

Como usar, passo a passo

1. Choose where you Pagamento Imposto: England/Wales/Northern Ireland, Scotland ou the US.
2. Enter your income Por Ano antes Imposto.
3. Add pension ou 401(k) contributions paid before tax and, em the UK, a student loan plan.
4. Read the Imposto, take-home Pagamento e marginal Taxa.

O que significa cada campo

• Income – Gross Pagamento por the Ano.
• Filing status (US) – Sets the standard deduction e brackets.
• Pension Pagas antes Imposto – Reduces taxable income.
• Student loan plan (UK) – Plan thresholds e rates decide repayments.

Como ler os resultados

• Income Imposto – The Soma de tax em each band.
• Effective Taxa – Income Imposto ÷ income.
• Marginal Taxa – Total tax on the next unidade de income, including National Insurance ou FICA.
• Imposto by band – How much was taxed A Cada Taxa.

A fórmula

UK: taxable income = income − personal allowance (12,570, reduced by 1 por every 2 over 100,000). Tax é 20% on the first 37,700 de taxable income, 40% to 125,140 e 45% above em England; Scotland uses six bands. National Insurance é 8% between 12,570 e 50,270 e 2% above. US: taxable income = income − standard deduction, taxed in 10% a 37% brackets.

Um exemplo prático

A UK taxpayer earning 50,000 has a personal allowance de 12,570, so 37,430 é taxable at 20% por 7,486 de tax. National Insurance é 2,994, take-home pay é 39,520 e the marginal rate é 28%.

Premissas e limites

• UK: standard Imposto code, Não other income, Não Marriage Allowance ou benefits.
• US: federal Imposto only with the standard deduction. Estado taxes, Créditos e itemised deductions are excluded.
• Pension contributions are treated as Pagas antes Imposto but not antes NI.

Erros comuns

• Applying the top rate a all income. Only income em each band é taxed A that band’s Taxa.
• Forgetting National Insurance ou FICA.

Perguntas frequentes

Dated rules: UK tax year 2026 para 2027 (6 April 2026 para 5 April 2027), de GOV.UK. Rates e thresholds change each year, so check GOV.UK before relying on a figure. Dated rules: US federal figures por tax year 2026 (IRS Rev. Proc. 2025-32 e IRS notices). These calculators are estimates por planning, not tax advice.

Ferramentas relacionadas