Kikokotoo cha kodi ya nyumba
Kodi ya nyumba unayoweza kumudu, gharama ya jumla ya kodi na kiasi unachohitaji kulipa mwanzoni.
Kuhusu Kikokotoo cha kodi ya nyumba
Kodi ya nyumba unayoweza kumudu, gharama ya jumla ya kodi na kiasi unachohitaji kulipa mwanzoni.
Sehemu ya kitengo cha “Mikopo ya nyumba na mali isiyohamishika” cha SmartCalcy. Kinaendeshwa kwenye kivinjari chako bila akaunti, kinatumia sarafu na vipimo vyako (vibadilishe juu ya ukurasa), na kinatoa makadirio kwa taarifa tu, kwa hiyo angalia mwongozo rasmi kabla ya kutegemea matokeo.
Jinsi ya kutumia Kikokotoo cha kodi ya nyumba
Kinachohesabu na wakati wa kukitumia
Hiki kinakokotoa kodi ya juu kabisa ya pango inayoendana na mapato yako, kupima kodi fulani dhidi yake na kujumlisha pesa taslimu unazohitaji ili kuhamia.
Jinsi ya kukitumia, hatua kwa hatua
- Weka mapato yako kwa mwezi kabla ya kodi.
- Weka sehemu ya mapato uliyo tayari kutumia kwa kodi ya pango. 30% ni mwongozo wa kawaida.
- Weka kodi ya pango unayofikiria, bili zako na amana kwa wiki za kodi.
- Soma matokeo ya uwezo wa kumudu na pesa taslimu zinazohitajika kuhamia.
Maana ya kila ingizo
- Income – Cha Pay before tax each mon.
- Asilimia ya income – The percentage ya income kwa rent.
- Rent – Kila mwezi rent kwa the property.
- Bills – Utilities, internet na similar Gharama.
- Malipo ya awali – Number of weeks of rent held as a deposit.
Jinsi ya kusoma matokeo
- Kiwango cha juu rent – Income × gawana.
- Asilimia ya income – The chosen rent as a asilimia ya income.
- Cash hadi hatua in – Malipo ya awali plus the kwanza month’s rent.
Fomula
Maximum rent = monthly income × share. Deposit = monthly rent × 12 ÷ 52 × weeks. Cash to move in = deposit + first month of rent.
Mfano uliofanyiwa kazi
Income of 3,500 a month with a 30% share gives a maximum rent of 1,050. A rent of 1,000 is 28.6% of income. The 5-week deposit is 1,153.85, so the cash needed to move in is 2,153.85.
Dhana na mipaka
- Percent-of-income rules ignore your other Gharama na the local market.
- In England the deposit cap is five weeks of rent, or six when annual rent is 50,000 or more.
Makosa ya kawaida
- Forgetting that agencies and landlords may check income against a multiple of rent, often 30 times the monthly rent a year.
- Leaving out council kodi au utilities.
Maswali yanayoulizwa mara kwa mara
Je, 30% ya mapato ndicho kikomo sahihi?
Ni kanuni rahisi ya makadirio. Watu katika miji ghali mara nyingi hulipa zaidi, na watu wenye madeni makubwa wanapaswa kulenga chini zaidi.
Mapato ghafi au halisi?
Kanuni ya jadi hutumia mapato ghafi. Ukipendelea kutumia mshahara unaopokea mkononi, weka sehemu ndogo zaidi.
Zana zinazohusiana
Maelezo
- Rent kwa mwaka
- £12,000.00
- Rent plus bills kwa mwezi
- £1,150.00
- Asilimia ya income, rent na bills
- 32.9%
- Malipo ya awali
- £1,153.855 Wiki
- Cash Kinachohitajika hadi hatua in
- £2,153.85Cha Malipo ya awali plus kwanza Jtt