Na'urar lissafin kuɗin haya
Kuɗin hayar da za ku iya biya, jimillar kuɗin haya da kuma kuɗin da za ku biya tun farko.
Game da Na'urar lissafin kuɗin haya
Kuɗin hayar da za ku iya biya, jimillar kuɗin haya da kuma kuɗin da za ku biya tun farko.
Ɓangare ne na sashen “Jinginar gida & gidaje” na SmartCalcy. Yana aiki a burauzar ku ba tare da asusu ba, yana amfani da kuɗinku da ma'aunanku (canza su a saman shafin), kuma yana ba da ƙiyasi don bayani kawai, don haka duba jagorar hukuma kafin ku dogara da sakamako.
Yadda ake amfani da Na'urar lissafin kuɗin haya
Abin da yake lissafawa da lokacin amfani da shi
Wannan yana lissafa matsakaicin haya da ya dace da kuɗin shigarku, yana gwada wani takamaiman haya da shi kuma yana tara tsabar kuɗin da kuke buƙata don shiga gidan.
Yadda ake amfani da shi, mataki-mataki
- Shigar da kuɗin shigarku na wata kafin haraji.
- Saita rabon kuɗin shiga da kuke son kashewa a kan haya. 30% jagora ne da aka saba.
- Shigar da hayar da kuke dubawa, kuɗaɗen ku na wajibi da kuɗin ajiya (deposit) a makonnin haya.
- Karanta sakamakon iya biya da tsabar kuɗin da ake buƙata don shiga gidan.
Ma'anar kowace shigarwa
- Income – ta Pay before tax each mon.
- Raba na income – The percentage na income akan rent.
- Rent – Kowane wata rent akan the property.
- Bills – Utilities, internet da similar Kuɗaɗe.
- Kuɗin farko – Number of weeks of rent held as a deposit.
Yadda ake karanta sakamako
- Mafi girma rent – Income × raba.
- Raba na income – The chosen rent as a kaso na income.
- Cash zuwa motsi in – Kuɗin farko plus the na farko month’s rent.
Dabarar lissafi
Maximum rent = monthly income × share. Deposit = monthly rent × 12 ÷ 52 × weeks. Cash to move in = deposit + first month of rent.
Misali da aka warware
Income of 3,500 a month with a 30% share gives a maximum rent of 1,050. A rent of 1,000 is 28.6% of income. The 5-week deposit is 1,153.85, so the cash needed to move in is 2,153.85.
Zato da iyakoki
- Percent-of-income rules ignore your other Kuɗaɗe da the local market.
- In England the deposit cap is five weeks of rent, or six when annual rent is 50,000 or more.
Kurakuran da aka saba yi
- Forgetting that agencies and landlords may check income against a multiple of rent, often 30 times the monthly rent a year.
- Leaving out council haraji ko utilities.
Tambayoyin da ake yawan yi
Shin 30% na kuɗin shiga shi ne iyaka daidai?
Doka ce mai sauƙin amfani ta ƙiyasi. Mutane a birane masu tsada galibi suna biyan fiye, kuma mutanen da ke da basussuka masu yawa ya kamata su nufi ƙasa.
Kuɗin shiga gross ko net?
Dokar gargajiya tana amfani da kuɗin shiga gross. Idan kun fi son amfani da albashin hannu, saita ƙaramin rabo.
Kayan aiki masu alaƙa
Cikakkun bayanai
- Rent kowace shekara
- £12,000.00
- Rent plus bills kowace wata
- £1,150.00
- Raba na income, rent da bills
- 32.9%
- Kuɗin farko
- £1,153.855 Makonni
- Cash Ana buƙata zuwa motsi in
- £2,153.85ta Kuɗin farko plus na farko Lit