Kikokotoo cha riba mchanganyiko
Ukuaji wa akiba au uwekezaji pamoja na amana za mara kwa mara.
Kuhusu Kikokotoo cha riba mchanganyiko
Ukuaji wa akiba au uwekezaji pamoja na amana za mara kwa mara.
Sehemu ya kitengo cha “Fedha” cha SmartCalcy. Kinaendeshwa kwenye kivinjari chako bila akaunti, kinatumia sarafu na vipimo vyako (vibadilishe juu ya ukurasa), na kinatoa makadirio kwa taarifa tu, kwa hiyo angalia mwongozo rasmi kabla ya kutegemea matokeo.
Jinsi ya kutumia Kikokotoo cha riba mchanganyiko
Kinachohesabu na wakati wa kukitumia
Kinaonyesha jinsi akiba au deni linavyokua kwa riba juu ya riba, pamoja na amana za mara kwa mara na jedwali la mwaka kwa mwaka.
Jinsi ya kukitumia, hatua kwa hatua
- Weka kiasi cha kuanzia na kiwango cha riba.
- Chagua mara ngapi riba inajumuishwa na muda.
- Ongeza amana za mara kwa mara ikiwa zipo.
- Soma salio la mwisho na riba iliyopatikana.
Maana ya kila ingizo
- Kiasi cha kuanzia – Inaanza at 5000.
- Kinachoongezwa kila mwezi – Inaanza at 200.00.
- Kiwango cha riba au ukuaji – Inaanza at 5.
- Miaka – Inaanza at 10.
- Inachanganywa – Inaanza at Kila mwezi.
Jinsi ya kusoma matokeo
- Baada ya miaka 10 – The headline answer. In the default example it reads 39,292 (10,292 of it is interest).
Fomula
A = P × (1 + r ÷ n)^(n × t). With regular contributions PMT, add PMT × (((1 + r ÷ n)^(n × t) − 1) ÷ (r ÷ n)).
Mfano uliofanyiwa kazi
With the starting entries (Starting amount: 5000, Added each month: 200.00, Interest or growth rate: 5, Years: 10, Compounded: Monthly), the calculator shows after 10 years of 39,292, 10,292 of it is interest.
Dhana na mipaka
- The kiwango stays constant.
- Kodi na fees are ignored.
Makosa ya kawaida
- Using a monthly rate as an annual one.
- Forgetting that the deposits are at the end of each period.
Maswali yanayoulizwa mara kwa mara
Riba inapaswa kujumuishwa mara ngapi?
Kujumuisha mara nyingi zaidi hutoa kidogo zaidi. Kila mwezi ni kawaida kwa akiba.
Zana zinazohusiana
Mwaka kwa mwaka
| Mwaka | Uliyoweka | Riba | Salio |
|---|---|---|---|
| 1 | £7,400 | £312 | £7,712 |
| 2 | £9,800 | £762 | £10,562 |
| 3 | £12,200 | £1,358 | £13,558 |
| 4 | £14,600 | £2,107 | £16,707 |
| 5 | £17,000 | £3,018 | £20,018 |
| 6 | £19,400 | £4,098 | £23,498 |
| 7 | £21,800 | £5,356 | £27,156 |
| 8 | £24,200 | £6,801 | £31,001 |
| 9 | £26,600 | £8,443 | £35,043 |
| 10 | £29,000 | £10,292 | £39,292 |