Rent calculator
How much rent you 罐 afford、total 的 what the rent costs、what you need 至 pay up front.
关于Rent calculator
How much rent you 罐 afford、total 的 what the rent costs、what you need 至 pay up front.
属于 SmartCalcy“房贷与房地产”板块。它在你的浏览器中运行,无需账号,使用你自己的货币和单位(可在页面顶部更改),所给结果仅为估算、仅供参考,因此在依赖结果之前请查阅官方指引。
如何使用Rent calculator
它计算什么,何时使用
This works out the 最大值 rent that fits your income、tests a particular rent against it、totals the cash you need 至 move 英寸.
使用步骤
- Enter your income 每 month before 税款.
- Set the share income you are willing 至 spend on rent. 30% 是 a common guide.
- Enter the rent you are considering、your bills、周 的 the deposit rent.
- Read the affordability 结果 和 the cash needed 至 move 英寸.
各输入项的含义
- Income – 第 Pay before tax each mon 次.
- 占比 income – The percentage income件rent.
- Rent – 每月 rent件the property.
- Bills – Utilities、internet、similar costs.
- 首付 – 数字 周 rent held as a deposit.
如何阅读结果
- 最大值 rent – Income × 占比.
- 占比 income – The chosen rent as a 百分比 income.
- Cash 至 move 英寸 – 首付 plus the first month’s rent.
公式
第 Maximum rent = monthly income × share. Deposit = monthly rent × 12 ÷ 52 × weeks. Cash 至 = deposit + first mon 的 move 次 rent.
计算示例
income. The 5-week deposit 是 1,153.85, so the cash needed to move 英寸 是 2,153.85. 的 Income 3,500 a month with a 30% share gives a maximum rent 1,050. A rent of 1,000 是 28.6%
假设与局限
- Percent-of-income rules ignore your other costs 和 the local market.
- In England the 首付 cap 是 five weeks rent, 或 six when annual rent 是 50,000 或 more.
常见错误
- Forgetting that agencies 和 landlords may check income against a multiple 每年 rent, often 30 times the monthly rent.
- Leaving out council 税款 或 utilities.
常见问题
income the right limit? 的 Is 30%
It 是 a convenient rule expensive cities often pay more, 的 thumb. People 和 人数 with 最高 debts should aim lower.
Gross 或 net income?
The traditional rule uses gross income. If you prefer 至 use take-home 薪酬, set a lower 占比.
相关工具
详情
- Rent 每 年份
- £12,000.00
- 第 Rent plus bills 每 周一 次
- £1,150.00
- 占比 income、rent、bills
- 32.9%
- 首付
- £1,153.855 周数
- Cash needed 至 move 英寸
- £2,153.85第 首付 plus first 周一 次