Rent calculator

Cara menggunakan Rent calculator

Apa yang dihitung dan kapan digunakan

This works out the Maksimum rent that fits your income, tests a particular rent against it, dan totals the cash you need sampai move inci.

Cara menggunakan, langkah demi langkah

1. Enter your income per month before Pajak.
2. Set the share income you are willing sampai spend on rent. 30% adalah a common guide.
3. Enter the rent you are considering, your bills, dan the deposit di minggu rent.
4. Read the affordability Hasil dan the cash needed sampai move inci.

Arti setiap input

• Income – ke-Pay before tax each mon.
• Porsi income – The percentage income seharga rent.
• Rent – Bulanan rent seharga the property.
• Bills – Utilities, internet, dan similar costs.
• Uang muka – Angka minggu rent held as a deposit.

Cara membaca hasil

• Maksimum rent – Income × Porsi.
• Porsi income – The chosen rent as a Persentase income.
• Cash sampai move inci – Uang muka plus the first month’s rent.

Rumus

ke-Maximum rent = monthly income × share. Deposit = monthly rent × 12 ÷ 52 × weeks. Cash sampai move di = deposit + first mon rent.

Contoh perhitungan

Income 3,500 a month with a 30% share gives a maximum rent 1,050. A rent of 1,000 adalah 28.6% dari income. The 5-week deposit adalah 1,153.85, so the cash needed to move inci adalah 2,153.85.

Asumsi dan batasan

• Percent-of-income rules ignore your other costs dan the local market.
• In England the Uang muka cap adalah five weeks rent, atau six when annual rent adalah 50,000 atau more.

Kesalahan umum

• Forgetting that agencies dan landlords may check income against a multiple rent, often 30 times the monthly rent per tahun.
• Leaving out council Pajak atau utilities.

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