Kikokotoo cha kodi ya mirathi na urithi
Kadiria kodi ya mirathi ya shirikisho ya Marekani au kodi ya urithi ya Uingereza kwenye mali, pamoja na misamaha, posho na zawadi za hisani.
Kuhusu Kikokotoo cha kodi ya mirathi na urithi
Kadiria kodi ya mirathi ya shirikisho ya Marekani au kodi ya urithi ya Uingereza kwenye mali, pamoja na misamaha, posho na zawadi za hisani.
Sehemu ya kitengo cha “Kodi na mshahara” cha SmartCalcy. Kinaendeshwa kwenye kivinjari chako bila akaunti, kinatumia sarafu na vipimo vyako (vibadilishe juu ya ukurasa), na kinatoa makadirio kwa taarifa tu, kwa hiyo angalia mwongozo rasmi kabla ya kutegemea matokeo.
Jinsi ya kutumia Kikokotoo cha kodi ya mirathi na urithi
Kinachohesabu na wakati wa kukitumia
Kinakadiria kodi ya mirathi ya shirikisho ya Marekani au kodi ya urithi ya Uingereza kwenye mali baada ya madeni, zawadi kwa mwenzi na kwa hisani, posho na misamaha.
Jinsi ya kukitumia, hatua kwa hatua
- Chagua Uingereza au Marekani.
- Weka thamani ya mali, madeni na gharama za mazishi.
- Weka kinachoachiwa mwenzi au mwenza wa kiraia na hisani.
- Kwa Uingereza, weka nyumba inayoachiwa watoto au wajukuu, na uweke tiki kwenye kisanduku ikiwa posho zisizotumika zinahamishwa kutoka kwa mwenzi aliyefariki.
Maana ya kila ingizo
- Left hadi a spouse – Exempt from both taxes (a UK domicile condition applies).
- Mwanzo left hadi descendants – Qualifies kwa the UK residence nil-rate band.
- Unused allowances – Doubles the UK nil-rate bands.
Jinsi ya kusoma matokeo
- Kodi – The estimated kodi Mwisho.
- Allowances used – Nil-rate band na residence nil-rate band.
- Left hadi heirs – The estate Baada kodi na charity gifts.
Fomula
UK: tax = 40% × (estate − debts − spouse − charity − nil-rate band 325,000 − residence nil-rate band up to 175,000). The residence band is reduced by 1 for every 2 the estate is over 2,000,000. Tax is 36% if at least 10% of the net estate goes to charity. US: tax = 40% × (taxable estate − 15,000,000 exclusion).
Mfano uliofanyiwa kazi
A UK estate of 900,000 with a 400,000 home left to children has a 325,000 nil-rate band and a 175,000 residence band. The taxable estate is 400,000 and the tax is 160,000, leaving 740,000.
Dhana na mipaka
- Gifts in the last seven years, trusts, business and agricultural relief and foreign assets are excluded.
- US federal only. Some states charge their own estate or inheritance taxes.
- UK bands are frozen hadi 2030, na changes hadi pensions na reliefs are planned.
Makosa ya kawaida
- Forgetting the home must pass to direct descendants to claim the residence nil-rate band.
- Ignoring that the US exclusion and UK bands transfer between spouses in different ways.
Maswali yanayoulizwa mara kwa mara
Je, kiwango cha hisani cha 36% kinatumika kwa mali yote?
Kinatumika kwa sehemu ya mali inayotozwa kodi ikiwa sehemu ya hisani inakidhi kipimo cha 10%. Kipimo hapa kimerahisishwa.
Dated rules: UK tax year 2026 to 2027 (6 April 2026 to 5 April 2027), from GOV.UK. Rates and thresholds change each year, so check GOV.UK before relying on a figure. Dated rules: US federal figures for tax year 2026 (IRS Rev. Proc. 2025-32 and IRS notices). These calculators are estimates for planning, not tax advice.
Zana zinazohusiana
Maelezo
- Estate Baada debts
- £900,000
- Left hadi spouse (exempt)
- £0
- Left hadi charity (exempt)
- £0
- Nil-rate band
- £325,000
- Residence nil-rate band
- £175,000applies when the Mwanzo passes hadi direct descendants
- Taxable estate
- £400,000
- Left hadi heirs Baada kodi
- £740,000