Calculator ng estate tax at inheritance tax
Tantiyahin ang US federal estate tax o UK inheritance tax sa isang estate, kasama ang exemptions, allowances at donasyon sa charity.
Tungkol sa Calculator ng estate tax at inheritance tax
Tantiyahin ang US federal estate tax o UK inheritance tax sa isang estate, kasama ang exemptions, allowances at donasyon sa charity.
Bahagi ng seksyong “Tax at sahod” ng SmartCalcy. Tumatakbo ito sa browser mo nang walang account, gumagamit ng sarili mong currency at units (palitan ang mga ito sa itaas ng page), at nagbibigay ng tantiya para sa impormasyon lamang, kaya tingnan ang opisyal na gabay bago umasa sa resulta.
Paano gamitin ang Calculator ng estate tax at inheritance tax
Ano ang kinukuwenta nito at kailan ito gagamitin
Tinatantya ang US federal estate tax o UK inheritance tax sa isang estate pagkatapos ng utang, regalo sa asawa at charity, allowance at exemption.
Paano ito gamitin, hakbang-hakbang
- Piliin ang UK o US.
- Ilagay ang value ng estate, utang at gastos sa libing.
- Ilagay ang iniwan sa asawa o civil partner at sa charity.
- Para sa UK, ilagay ang bahay na iniwan sa mga anak o apo, at i-tick ang box kung naililipat ang hindi nagamit na allowance mula sa pumanaw na asawa.
Ano ang ibig sabihin ng bawat input
- Left hanggang a spouse – Exempt from both taxes (a UK domicile condition applies).
- Home left hanggang descendants – Qualifies sa halagang the UK residence nil-rate band.
- Unused allowances – Doubles the UK nil-rate bands.
Paano basahin ang mga resulta
- Tax – The estimated tax due.
- Allowances used – Nil-rate band at residence nil-rate band.
- Left hanggang heirs – The estate Pagkatapos tax at charity gifts.
Ang formula
UK: tax = 40% × (estate − debts − spouse − charity − nil-rate band 325,000 − residence nil-rate band up to 175,000). The residence band is reduced by 1 for every 2 the estate is over 2,000,000. Tax is 36% if at least 10% of the net estate goes to charity. US: tax = 40% × (taxable estate − 15,000,000 exclusion).
Isang halimbawa
A UK estate of 900,000 with a 400,000 home left to children has a 325,000 nil-rate band and a 175,000 residence band. The taxable estate is 400,000 and the tax is 160,000, leaving 740,000.
Mga palagay at limitasyon
- Gifts in the last seven years, trusts, business and agricultural relief and foreign assets are excluded.
- US federal only. Some states charge their own estate or inheritance taxes.
- UK bands are frozen hanggang 2030, at changes hanggang pensions at reliefs are planned.
Karaniwang pagkakamali
- Forgetting the home must pass to direct descendants to claim the residence nil-rate band.
- Ignoring that the US exclusion and UK bands transfer between spouses in different ways.
Mga madalas itanong
36% ba ang charity rate sa kabuuan?
Inilalapat ito sa taxable na bahagi ng estate kung pumasa ang bahagi ng charity sa 10% test. Pinasimple ang test dito.
Dated rules: UK tax year 2026 to 2027 (6 April 2026 to 5 April 2027), from GOV.UK. Rates and thresholds change each year, so check GOV.UK before relying on a figure. Dated rules: US federal figures for tax year 2026 (IRS Rev. Proc. 2025-32 and IRS notices). These calculators are estimates for planning, not tax advice.
Kaugnay na tools
Detalye
- Estate Pagkatapos debts
- £900,000
- Left hanggang spouse (exempt)
- £0
- Left hanggang charity (exempt)
- £0
- Nil-rate band
- £325,000
- Residence nil-rate band
- £175,000applies when the home passes hanggang direct descendants
- Taxable estate
- £400,000
- Left hanggang heirs Pagkatapos tax
- £740,000