Estate Imposto e inheritance Imposto calculator

Como usar a Estate tax e inheritance tax calculator

O que calcula e quando usar

Estimates US federal estate tax ou UK inheritance tax on an estate after debts, spouse e charity gifts, allowances e exemptions.

Como usar, passo a passo

1. Choose the UK ou the US.
2. Enter the estate Valor, debts e funeral costs.
3. Enter what é left a a spouse ou civil partner e Até charity.
4. For the UK, enter the home left a children ou grandchildren, e tick the caixa if unused allowances transfer de a late spouse.

O que significa cada campo

• Left a a spouse – Exempt de both taxes (a UK domicile condition applies).
• Início left a descendants – Qualifies por the UK residence nil-rate band.
• Unused allowances – Doubles the UK nil-rate bands.

Como ler os resultados

• Imposto – The estimated Imposto due.
• Allowances used – Nil-rate band e residence nil-rate band.
• Left a heirs – The estate depois Imposto e charity gifts.

A fórmula

UK: tax = 40% × (estate − debts − spouse − charity − nil-rate band 325,000 − residence nil-rate band up a 175,000). The residence band é reduced by 1 por every 2 the estate é over 2,000,000. Tax é 36% if at least 10% de the net estate goes a charity. US: tax = 40% × (taxable estate − 15,000,000 exclusion).

Um exemplo prático

A UK estate de 900,000 with a 400,000 home left a children has a 325,000 nil-rate band e a 175,000 residence band. The taxable estate é 400,000 e the tax é 160,000, leaving 740,000.

Premissas e limites

• Gifts em the last seven anos, trusts, Negócios e agricultural relief e foreign assets are excluded.
• US federal only. Some states charge their own estate ou inheritance taxes.
• UK bands are frozen até 2030, e changes a pensions e reliefs are planned.

Erros comuns

• Forgetting the Início must pass a direct descendants a claim the residence nil-rate band.
• Ignoring that the US exclusion e UK bands transfer between spouses em different ways.

Perguntas frequentes

Dated rules: UK tax year 2026 para 2027 (6 April 2026 para 5 April 2027), de GOV.UK. Rates e thresholds change each year, so check GOV.UK before relying on a figure. Dated rules: US federal figures por tax year 2026 (IRS Rev. Proc. 2025-32 e IRS notices). These calculators are estimates por planning, not tax advice.

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