Estate Pajak dan inheritance Pajak calculator

Cara menggunakan Estate tax dan inheritance tax calculator

Apa yang dihitung dan kapan digunakan

Estimates US federal estate tax atau UK inheritance tax on an estate after debts, spouse, dan charity gifts, allowances, dan exemptions.

Cara menggunakan, langkah demi langkah

1. Choose the UK atau the US.
2. Enter the estate Nilai, debts, dan funeral costs.
3. Enter what adalah left sampai a spouse atau civil partner dan Sampai charity.
4. For the UK, enter the home left sampai children atau grandchildren,, dan tick the dus if unused allowances transfer Dari a late spouse.

Arti setiap input

• Left sampai a spouse – Exempt Dari both taxes (a UK domicile condition applies).
• Beranda left sampai descendants – Qualifies seharga the UK residence nil-rate band.
• Unused allowances – Doubles the UK nil-rate bands.

Cara membaca hasil

• Pajak – The estimated Pajak due.
• Allowances used – Nil-rate band dan residence nil-rate band.
• Left sampai heirs – The estate after Pajak dan charity gifts.

Rumus

UK: tax = 40% × (estate − debts − spouse − charity − nil-rate band 325,000 − residence nil-rate band up sampai 175,000). The residence band adalah reduced by 1 seharga every 2 the estate adalah over 2,000,000. Tax adalah 36% if at least 10% dari the net estate goes sampai charity. US: tax = 40% × (taxable estate − 15,000,000 exclusion).

Contoh perhitungan

A UK estate 900,000 with a 400,000 home left sampai children has a 325,000 nil-rate band dan a 175,000 residence band. The taxable estate adalah 400,000 dan the tax adalah 160,000, leaving 740,000.

Asumsi dan batasan

• Gifts di the last seven tahun, trusts, Bisnis, dan agricultural relief dan foreign assets are excluded.
• US federal only. Some states charge their own estate atau inheritance taxes.
• UK bands are frozen Sampai 2030, dan changes sampai pensions, dan reliefs are planned.

Kesalahan umum

• Forgetting the Beranda must pass sampai direct descendants sampai claim the residence nil-rate band.
• Ignoring that the US exclusion dan UK bands transfer between spouses di different ways.

Pertanyaan yang sering diajukan

Dated rules: UK tax year 2026 ke 2027 (6 April 2026 ke 5 April 2027), Dari GOV.UK. Rates, dan thresholds change each year, so check GOV.UK before relying on a figure. Dated rules: US federal figures seharga tax year 2026 (IRS Rev. Proc. 2025-32, dan IRS notices). These calculators are estimates seharga planning, not tax advice.

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