Estate Belasting en inheritance Belasting calculator

Zo gebruik je de Estate tax en inheritance tax calculator

Wat het berekent en wanneer je het gebruikt

Estimates US federal estate tax of UK inheritance tax on an estate after debts, spouse en charity gifts, allowances en exemptions.

Zo gebruik je het, stap voor stap

1. Choose the UK of the US.
2. Enter the estate Waarde, debts en funeral costs.
3. Enter what is left tot a spouse of civil partner en Tot charity.
4. For the UK, enter the home left tot children of grandchildren, en tick the doos if unused allowances transfer van a late spouse.

Wat elk invoerveld betekent

• Left tot a spouse – Exempt van both taxes (a UK domicile condition applies).
• Home left tot descendants – Qualifies voor the UK residence nil-rate band.
• Unused allowances – Doubles the UK nil-rate bands.

Zo lees je de resultaten

• Belasting – The estimated Belasting due.
• Allowances used – Nil-rate band en residence nil-rate band.
• Left tot heirs – The estate na Belasting en charity gifts.

De formule

UK: tax = 40% × (estate − debts − spouse − charity − nil-rate band 325,000 − residence nil-rate band up tot 175,000). The residence band is reduced by 1 voor every 2 the estate is over 2,000,000. Tax is 36% if at least 10% van the net estate goes tot charity. US: tax = 40% × (taxable estate − 15,000,000 exclusion).

Een rekenvoorbeeld

A UK estate 900,000 with a 400,000 home left tot children has a 325,000 nil-rate band en a 175,000 residence band. The taxable estate is 400,000 en the tax is 160,000, leaving 740,000.

Aannames en beperkingen

• Gifts in the last seven jaar, trusts, Zakelijk en agricultural relief en foreign assets are excluded.
• US federal only. Some states charge their own estate of inheritance taxes.
• UK bands are frozen tot 2030, en changes tot pensions en reliefs are planned.

Veelgemaakte fouten

• Forgetting the home must pass tot direct descendants tot claim the residence nil-rate band.
• Ignoring that the US exclusion en UK bands transfer tussen spouses in different ways.

Veelgestelde vragen

Dated rules: UK tax year 2026 naar 2027 (6 April 2026 naar 5 April 2027), van GOV.UK. Rates en thresholds change each year, so check GOV.UK before relying on a figure. Dated rules: US federal figures voor tax year 2026 (IRS Rev. Proc. 2025-32 en IRS notices). These calculators are estimates voor planning, not tax advice.

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