Estate Impuesto y inheritance Impuesto calculator
Estimate US federal estate tax o UK inheritance tax on an estate, with exemptions, allowances y charity gifts.
Acerca de Estate tax y inheritance tax calculator
Estimate US federal estate tax o UK inheritance tax on an estate, with exemptions, allowances y charity gifts.
Forma parte de la sección «Impuestos y salario» de SmartCalcy. Se ejecuta en tu navegador sin cuenta, usa tu propia moneda y unidades (cámbialas en la parte superior de la página) y da estimaciones solo a título informativo, así que consulta la guía oficial antes de fiarte de un resultado.
Cómo usar la Estate tax y inheritance tax calculator
Qué calcula y cuándo usarla
Estimates US federal estate tax o UK inheritance tax on an estate after debts, spouse y charity gifts, allowances y exemptions.
Cómo usarla, paso a paso
- Choose the UK o the US.
- Enter the estate Valor, debts y funeral costs.
- Enter what es left a a spouse o civil partner y Hasta charity.
- For the UK, enter the home left a children o grandchildren, y tick the caja if unused allowances transfer desde a late spouse.
Qué significa cada dato
- Left a a spouse – Exempt desde both taxes (a UK domicile condition applies).
- Inicio left a descendants – Qualifies por the UK residence nil-rate band.
- Unused allowances – Doubles the UK nil-rate bands.
Cómo leer los resultados
- Impuesto – The estimated Impuesto due.
- Allowances used – Nil-rate band y residence nil-rate band.
- Left a heirs – The estate después Impuesto y charity gifts.
La fórmula
UK: tax = 40% × (estate − debts − spouse − charity − nil-rate band 325,000 − residence nil-rate band up a 175,000). The residence band es reduced by 1 por every 2 the estate es over 2,000,000. Tax es 36% if at least 10 % de the net estate goes a charity. US: tax = 40% × (taxable estate − 15,000,000 exclusion).
Un ejemplo práctico
A UK estate de 900,000 with a 400,000 home left a children has a 325,000 nil-rate band y a 175,000 residence band. The taxable estate es 400,000 y the tax es 160,000, leaving 740,000.
Supuestos y límites
- Gifts en the last seven años, trusts, Negocios y agricultural relief y foreign assets are excluded.
- US federal only. Some states charge their own estate o inheritance taxes.
- UK bands are frozen hasta 2030, y changes a pensions y reliefs are planned.
Errores comunes
- Forgetting the Inicio must pass a direct descendants a claim the residence nil-rate band.
- Ignoring that the US exclusion y UK bands transfer between spouses en different ways.
Preguntas frecuentes
Is the charity Tipo 36% on all de it?
It applies a the taxable part de the estate if the charity share meets the 10% test. The test here es a simplification.
Dated rules: UK tax year 2026 a 2027 (6 April 2026 a 5 April 2027), desde GOV.UK. Rates y thresholds change each year, so check GOV.UK before relying on a figure. Dated rules: US federal figures por tax year 2026 (IRS Rev. Proc. 2025-32 y IRS notices). These calculators are estimates por planning, not tax advice.
Herramientas relacionadas
Detalles
- Estate después debts
- £900,000
- Left a spouse (exempt)
- £0
- Left a charity (exempt)
- £0
- Nil-rate band
- £325,000
- Residence nil-rate band
- £175,000applies when the Inicio passes a direct descendants
- Taxable estate
- £400,000
- Left a heirs después Impuesto
- £740,000