Kikokotoo cha marejesho ya mkopo
Marejesho kwa wiki, wiki mbili au mwezi, pamoja na malipo ya ziada na riba unayookoa.
Kuhusu Kikokotoo cha marejesho ya mkopo
Marejesho kwa wiki, wiki mbili au mwezi, pamoja na malipo ya ziada na riba unayookoa.
Sehemu ya kitengo cha “Fedha” cha SmartCalcy. Kinaendeshwa kwenye kivinjari chako bila akaunti, kinatumia sarafu na vipimo vyako (vibadilishe juu ya ukurasa), na kinatoa makadirio kwa taarifa tu, kwa hiyo angalia mwongozo rasmi kabla ya kutegemea matokeo.
Jinsi ya kutumia Kikokotoo cha marejesho ya mkopo
Kinachohesabu na wakati wa kukitumia
Kinakokotoa marejesho ya mkopo kwa wiki, kila wiki mbili, mara mbili kwa mwezi au kwa mwezi, pamoja na malipo ya ziada na riba unayookoa.
Jinsi ya kukitumia, hatua kwa hatua
- Weka kiasi cha mkopo, kiwango na muda.
- Chagua mara ngapi unarejesha.
- Ukipenda, ongeza kiasi cha ziada kwa kila malipo.
Maana ya kila ingizo
- Malipo – How often you make payments.
- Ziada with Kila kimoja payment – Added on top na applied hadi principal.
Jinsi ya kusoma matokeo
- Repayment – The Kiasi Mwisho Kila kimoja Kipindi.
- Kila mwezi equivalent – The payment Zimegeuzwa hadi a Kila mwezi Kiasi.
- With Ziada payments – The new payoff Muda na Akiba.
Fomula
Payment = P × i ÷ (1 − (1 + i)^−n), where i is the yearly rate ÷ payments per year and n is the term × payments per year.
Mfano uliofanyiwa kazi
25,000 at 7.5% over 5 years paid monthly costs 500.95 a month, 30,057 in total, with 5,057 of interest.
Dhana na mipaka
- The rate compounds at the payment frequency.
- Fees na insurance are excluded.
Makosa ya kawaida
- Assuming weekly payments save a lot. They only help when payments are smaller than a monthly instalment.
Maswali yanayoulizwa mara kwa mara
Je, ni nafuu zaidi kulipa kila wiki mbili?
Kidogo, kwa sababu riba inatozwa kwenye salio linaloshuka mara nyingi zaidi, lakini angalia jinsi mkopeshaji wako anavyokokotoa riba.
Zana zinazohusiana
Maelezo
- Jumla ya riba
- £5,056.92
- Kila mwezi equivalent
- £500.95
Mwaka kwa mwaka
| Mwaka | Mtaji | Riba | Salio |
|---|---|---|---|
| 1 | £4,282 | £1,730 | £20,718 |
| 2 | £4,614 | £1,397 | £16,104 |
| 3 | £4,972 | £1,039 | £11,132 |
| 4 | £5,358 | £653 | £5,774 |
| 5 | £5,774 | £237 | £0 |