Loan repayment calculator
Repayment 単位 week、fortnightまたはmonth, with extra payments、the 利息 you save.
£
%（年）
年
£
Loan repayment calculatorについて
Repayment 単位 week、fortnightまたはmonth, with extra payments、the 利息 you save.
SmartCalcyの「金融」セクションの一部です。アカウント不要でブラウザ上で動作し、お使いの通貨と単位（ページ上部で変更可）を使います。結果は参考用の目安なので、頼る前に公的な情報をご確認ください。
Loan repayment calculatorの使い方
何を計算するか、いつ使うか
Calculates loan repayments 単位 week、月fortnight, twiceまたはmonth, with extra payments、the 利息 you save.
使い方の手順
- Enter the loan 量、利率、期間.
- Choose the repayment 周波数.
- Optionally add an extra 量〜every payment.
各入力項目の意味
- 給与 – How often you make payments.
- Extra with 1個あたり payment – Added on topとapplied〜principal.
結果の読み方
- Repayment – The 量 due 1個あたり 周期.
- 毎月 equivalent – The payment converted〜a 毎月 量.
- With extra payments – The new payoff 時刻と節約額.
計算式
Payment = P × i ÷ (1 − (1 + i)^−n)、where iはthe yearly rate ÷ payments per yearです、nはthe term × payments per year.です
計算例
利息. total, with 5,057の25,000 at 7.5% over 5 years paid monthly costs 500.95 a month, 30,057
前提と限界
- The 利率 compounds 適用 the payment 周波数.
- Feesとinsurance are excluded.
よくある間違い
- Assuming 毎週 payments save a lot. They only help when payments are smaller than a 毎月 instalment.
よくある質問
Is it cheaper〜給与 fortnightly?
Slightly, because 利息はcharged on a 残高 that falls more often, but check how your lender calculates 利息.です
関連ツール
毎月の返済額
£500.95
60回の支払い · 合計£30,057
借入額 £25,000利息 £5,057
詳細
- 利息総額
- £5,056.92
- 毎月 equivalent
- £500.95
年ごとの推移
| 年 | 元金 | 利息 | 残高 |
|---|---|---|---|
| 1 | £4,282 | £1,730 | £20,718 |
| 2 | £4,614 | £1,397 | £16,104 |
| 3 | £4,972 | £1,039 | £11,132 |
| 4 | £5,358 | £653 | £5,774 |
| 5 | £5,774 | £237 | £0 |
Paying weeklyまたはfortnightly saves a little interest only when each paymentはthe monthly one. Rates are treated as compounding at the payment frequency. a fractionです