Na'urar lissafin biyan lamuni
Biyan bashi a kowane mako, sati biyu ko wata, tare da ƙarin biya da kuɗin ruwan da za ku tara.
Game da Na'urar lissafin biyan lamuni
Biyan bashi a kowane mako, sati biyu ko wata, tare da ƙarin biya da kuɗin ruwan da za ku tara.
Ɓangare ne na sashen “Kuɗi” na SmartCalcy. Yana aiki a burauzar ku ba tare da asusu ba, yana amfani da kuɗinku da ma'aunanku (canza su a saman shafin), kuma yana ba da ƙiyasi don bayani kawai, don haka duba jagorar hukuma kafin ku dogara da sakamako.
Yadda ake amfani da Na'urar lissafin biyan lamuni
Abin da yake lissafawa da lokacin amfani da shi
Yana lissafa biyan lamuni kowane mako, kowane mako biyu, sau biyu a wata ko kowane wata, tare da ƙarin biya da kuɗin ruwan da kuke ajiyewa.
Yadda ake amfani da shi, mataki-mataki
- Shigar da adadin lamuni, kashi da wa'adi.
- Zaɓi yawan biyan bashi.
- Idan kuna so, ƙara ƙarin adadi a kowane biya.
Ma'anar kowace shigarwa
- Albashi – How often you make payments.
- Ƙari with Kowanne payment – Added on top da applied zuwa principal.
Yadda ake karanta sakamako
- Repayment – The Adadi Ƙarshe Kowanne Lokaci (period).
- Kowane wata equivalent – The payment An juya zuwa a Kowane wata Adadi.
- With Ƙari payments – The new payoff Lokaci da Ajiya.
Dabarar lissafi
Payment = P × i ÷ (1 − (1 + i)^−n), where i is the yearly rate ÷ payments per year and n is the term × payments per year.
Misali da aka warware
25,000 at 7.5% over 5 years paid monthly costs 500.95 a month, 30,057 in total, with 5,057 of interest.
Zato da iyakoki
- The rate compounds at the payment frequency.
- Fees da insurance are excluded.
Kurakuran da aka saba yi
- Assuming weekly payments save a lot. They only help when payments are smaller than a monthly instalment.
Tambayoyin da ake yawan yi
Shin biya kowane mako biyu ya fi arha?
Kaɗan, saboda ana cajin kuɗin ruwa a kan bashin da ke raguwa sau da yawa, amma duba yadda mai ba ku lamuni ke lissafa kuɗin ruwa.
Kayan aiki masu alaƙa
Cikakkun bayanai
- Jimillar kuɗin ruwa
- £5,056.92
- Kowane wata equivalent
- £500.95
Shekara-shekara
| Shekara | Babban kuɗi | Kuɗin ruwa | Saura |
|---|---|---|---|
| 1 | £4,282 | £1,730 | £20,718 |
| 2 | £4,614 | £1,397 | £16,104 |
| 3 | £4,972 | £1,039 | £11,132 |
| 4 | £5,358 | £653 | £5,774 |
| 5 | £5,774 | £237 | £0 |