Kalkulator cicilan kredit
Cicilan saben minggu, rong minggu utawa sasi, kanthi pambayaran tambahan lan bunga sing bisa diirit.
Babagan Kalkulator cicilan kredit
Cicilan saben minggu, rong minggu utawa sasi, kanthi pambayaran tambahan lan bunga sing bisa diirit.
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Carane nganggo Kalkulator cicilan kredit
Apa sing dietung lan kapan nganggo
Ngetung cicilan utangan saben minggu, saben rong minggu, kaping pindho saben sasi utawa saben sasi, kanthi pembayaran ekstra lan bunga sing diirit.
Carane nganggo, langkah demi langkah
- Lebokna jumlah utangan, suku bunga lan tenor.
- Pilih frekuensi cicilan.
- Yen gelem, tambahna jumlah ekstra ing saben pembayaran.
Tegese saben input
- Bayaran – How often you make payments.
- Tambahan with Saben siji payment – Added on top lan applied nganti principal.
Carane maca asile
- Repayment – The Jumlah Tenggat Saben siji Periode.
- Saben sasi equivalent – The payment Wis dikonversi nganti a Saben sasi Jumlah.
- With Tambahan payments – The new payoff Wektu lan Irit-iritan.
Rumus
Payment = P × i ÷ (1 − (1 + i)^−n), where i is the yearly rate ÷ payments per year and n is the term × payments per year.
Conto petungan
25,000 at 7.5% over 5 years paid monthly costs 500.95 a month, 30,057 in total, with 5,057 of interest.
Asumsi lan watesan
- The rate compounds at the payment frequency.
- Fees lan insurance are excluded.
Kesalahan umum
- Assuming weekly payments save a lot. They only help when payments are smaller than a monthly instalment.
Pitakonan sing kerep ditakokake
Apa mbayar saben rong minggu luwih murah?
Sithik, amarga bunga diitung saka saldo sing luwih kerep mudhun, nanging priksa carane bank ngetung bunga.
Piranti sing gegandhengan
Rincian
- Total bunga
- £5,056.92
- Saben sasi equivalent
- £500.95
Saben taun
| Taun | Pokok | Bunga | Saldo |
|---|---|---|---|
| 1 | £4,282 | £1,730 | £20,718 |
| 2 | £4,614 | £1,397 | £16,104 |
| 3 | £4,972 | £1,039 | £11,132 |
| 4 | £5,358 | £653 | £5,774 |
| 5 | £5,774 | £237 | £0 |