Loan repayment calculator

Cara menggunakan Loan repayment calculator

Apa yang dihitung dan kapan digunakan

Calculates loan repayments per week, fortnight, twice per bulan atau month, with extra payments, dan the Bunga you save.

Cara menggunakan, langkah demi langkah

1. Enter the loan Jumlah, Suku bunga, dan Jangka waktu.
2. Choose the repayment Frekuensi.
3. Optionally add an extra Jumlah sampai every payment.

Arti setiap input

• Gaji – How often you make payments.
• Extra with Per buah payment – Added on top dan applied sampai principal.

Cara membaca hasil

• Repayment – The Jumlah due Per buah Periode.
• Bulanan equivalent – The payment converted sampai a Bulanan Jumlah.
• With extra payments – The new payoff Waktu dan Penghematan.

Rumus

Payment = P × i ÷ (1 − (1 + i)^−n), where i adalah the yearly rate ÷ payments per year, dan n adalah the term × payments per year.

Contoh perhitungan

25,000 at 7.5% over 5 years paid monthly costs 500.95 a month, 30,057 di total, with 5,057 Bunga.

Asumsi dan batasan

• The Suku bunga compounds Pada the payment Frekuensi.
• Fees dan insurance are excluded.

Kesalahan umum

• Assuming Mingguan payments save a lot. They only help when payments are smaller than a Bulanan instalment.

Pertanyaan yang sering diajukan

Alat terkait