Kikokotoo cha gharama za chuo
Gharama ya jumla ya shahada ikijumuisha ada zinazopanda, gharama za maisha, akiba na mkopo ambao ungehitaji.
Kuhusu Kikokotoo cha gharama za chuo
Gharama ya jumla ya shahada ikijumuisha ada zinazopanda, gharama za maisha, akiba na mkopo ambao ungehitaji.
Sehemu ya kitengo cha “Fedha” cha SmartCalcy. Kinaendeshwa kwenye kivinjari chako bila akaunti, kinatumia sarafu na vipimo vyako (vibadilishe juu ya ukurasa), na kinatoa makadirio kwa taarifa tu, kwa hiyo angalia mwongozo rasmi kabla ya kutegemea matokeo.
Jinsi ya kutumia Kikokotoo cha gharama za chuo
Kinachohesabu na wakati wa kukitumia
Kinajumlisha gharama ya shahada ikiwa ni pamoja na gharama zinazopanda, gharama za maisha na msaada wa kifedha, na kuonyesha pengo dhidi ya akiba yako.
Jinsi ya kukitumia, hatua kwa hatua
- Weka ada ya masomo ya mwaka, malazi na chakula, na gharama nyingine.
- Weka miaka ya masomo na wakati kozi inapoanza.
- Weka ongezeko la gharama la kila mwaka, akiba yako na akiba yako ya kila mwezi.
Maana ya kila ingizo
- Kila mwaka Gharama Ongezeko – How Haraka tuition na living Gharama grow.
- Grants – Aid you do not repay, kwa mwaka.
Jinsi ya kusoma matokeo
- Jumla Gharama Baada aid – Jumla ya Kila kimoja year’s inflated Gharama minus aid.
- Still hadi fund – Cost minus savings by the start date.
- Ziada Kila mwezi Akiba – The Kila mwezi Kiasi Kinachohitajika hadi Funga the gap.
Fomula
Year k cost = base cost × (1 + increase)^(start + k − 1). Savings = FV of current savings and monthly deposits at the return. Extra monthly saving = gap ÷ future value of 1 a month.
Mfano uliofanyiwa kazi
Tuition of 12,000, living costs of 10,000 and other costs of 2,500 a year, for 4 years starting in 8 years with 4% yearly increases cost about 142,384 in total. Saving 200 a month at 5% gives 23,548, leaving 118,836; you would need about 1,009 more a month to cover it.
Dhana na mipaka
- All costs rise at the same rate.
- Student Fedha rules na kodi differ by nchi.
Makosa ya kawaida
- Using today’s prices kwa a Kozi that inaanza Miaka away.
Maswali yanayoulizwa mara kwa mara
Je, msaada nao unaongezwa kwa mfumuko wa bei?
Ndiyo, hapa msaada unapanda kwa kiwango sawa na gharama. Ikiwa haubadiliki, uweke kama sifuri na urekebishe.
Zana zinazohusiana
Maelezo
- Savings by the Anza Tarehe
- £23,548
- Still hadi fund
- £118,836
- Cha Save extra each mon hadi cover it
- £1,009
- Gharama huko today’s money
- £98,000
Gharama by mwaka
| Mwaka | Gharama | Aid | Unalipa |
|---|---|---|---|
| 1 | £33,530 | £0 | £33,530 |
| 2 | £34,871 | £0 | £34,871 |
| 3 | £36,266 | £0 | £36,266 |
| 4 | £37,717 | £0 | £37,717 |