APR zuwa APY (ainihin kashi)
Juya kashi na suna zuwa ainihin kashin shekara, da akasin haka.
Game da APR zuwa APY (ainihin kashi)
Juya kashi na suna zuwa ainihin kashin shekara, da akasin haka.
Ɓangare ne na sashen “Kuɗi” na SmartCalcy. Yana aiki a burauzar ku ba tare da asusu ba, yana amfani da kuɗinku da ma'aunanku (canza su a saman shafin), kuma yana ba da ƙiyasi don bayani kawai, don haka duba jagorar hukuma kafin ku dogara da sakamako.
Yadda ake amfani da APR zuwa APY (ainihin kashi)
Abin da yake lissafawa da lokacin amfani da shi
Yana juyawa tsakanin kashin kuɗin ruwa na suna (APR) da kashin shekara na ainihi (APY/AER) ga kowane yawan tarawa.
Yadda ake amfani da shi, mataki-mataki
- Shigar da kashin da nau'insa.
- Zaɓi yawan tarawa.
- Karanta kashin da ya yi daidai.
Ma'anar kowace shigarwa
- Juya – Farawa at Nominal → effective.
- Kashi na suna (APR) – Farawa at 5.
- Ana tarawa – Farawa at Kowane wata.
Yadda ake karanta sakamako
- Ainihin kashin shekara – The headline answer. In the default example it reads 5.116%.
Dabarar lissafi
APY = (1 + APR ÷ n)^n − 1. APR = n × ((1 + APY)^(1 ÷ n) − 1).
Misali da aka warware
With the starting entries (Convert: Nominal → effective, Nominal rate (APR): 5, Compounded: Monthly), the calculator shows effective annual rate of 5.116%.
Zato da iyakoki
- Compounding takes place at regular intervals.
- Fees are excluded.
Kurakuran da aka saba yi
- Comparing an APR with an APY directly.
- Ignoring fees a the real Kuɗin sayo.
Tambayoyin da ake yawan yi
Me ya sa APY ya fi APR?
APY yana haɗa da tasirin tarawa a cikin shekara.