College 成本 calculator
总计 cost a degree including rising fees、living costs, savings、the loan you would need.
关于College 成本 calculator
总计 cost a degree including rising fees、living costs, savings、the loan you would need.
属于 SmartCalcy“财务”板块。它在你的浏览器中运行，无需账号，使用你自己的货币和单位（可在页面顶部更改），所给结果仅为估算、仅供参考，因此在依赖结果之前请查阅官方指引。
如何使用College 成本 calculator
它计算什么，何时使用
Totals the cost a degree including rising costs、living costs、aid, 和 shows the gap against your savings.
使用步骤
- Enter 每年 tuition、housing、food, 和 other costs.
- Enter 年 study 和 when the 课程 starts.
- Enter the 每年 成本 增加、your savings、your 每月 节省.
各输入项的含义
- 每年 成本 增加 – How fast tuition 和 living costs grow.
- Grants – Aid you 操作 not repay, 每 年份.
如何阅读结果
- 总计 成本 after aid – 总和 每件 year’s inflated 成本 minus aid.
- Still 至 fund – 成本 minus savings by the 开始 日期.
- Extra 每月 节省 – The 每月 数量 needed 至 关闭 the gap.
公式
Year k cost = base cost × (1 + increase)^(start + k − 1). Savings = FV current savings 和 monthly deposits at the return. Extra monthly saving = gap ÷ future value 每月 1.
计算示例
Tuition 12,000、living costs 10,000、other costs 2,500 a year,件每月 4 years starting in 8 years with 4% yearly increases cost about 142,384 in total. Saving 200 a month at 5% gives 23,548, leaving 118,836; you would need about 1,009 more 至 cover it.
假设与局限
- All costs rise 以 the same 利率.
- Student 财务 rules 和 税款 differ by 国家／地区.
常见错误
- Using today’s prices件a 课程 that starts 年数 away.
常见问题
Is aid inflated too?
是、here aid rises at the same rate as costs. If it 是 fixed, enter it as zero、adjust.
相关工具
详情
- Savings by the 开始 日期
- £23,548
- Still 至 fund
- £118,836
- 第 Save extra each mon 次 至 cover it
- £1,009
- today’s money 的 成本
- £98,000
成本 by 年份
| 年份 | 成本 | Aid | 你需支付 |
|---|---|---|---|
| 1 | £33,530 | £0 | £33,530 |
| 2 | £34,871 | £0 | £34,871 |
| 3 | £36,266 | £0 | £36,266 |
| 4 | £37,717 | £0 | £37,717 |