Take-home Оплата calculator

Как пользоваться: Take-home Оплата calculator

Что считает и когда использовать

Обороты a gross salary into take-home Оплата after income Налог, National Insurance или FICA, student loan repayments и pension contributions, и shows it by year, month, week и day.

Как пользоваться, шаг за шагом

1. Choose where you Оплата Налог и enter your Оплата with the Период it covers.
2. Enter your pension или 401(k) Процент and, if relevant, your student loan plan.
3. Enter your working Дни За week.
4. Read the take-home figures и the Разбивка.

Что означает каждое поле

• Оплата before Налог – Per year, mon-й или week.
• Pension contribution – A Процент Оплата taken before Налог.
• Student loan plan – UK plans collect 9% от pay above a threshold, 6% за postgraduate.

Как читать результаты

• Take-home Оплата – Оплата left after all deductions.
• Разбивка – Налог, National Insurance, student loan и pension.
• By Период – Год, month, four нед., week и day.

Формула

от Take-home = gross − income tax − National Insurance (or FICA) − student loan − pension. Tax uses the bands в the income tax calculator, applied до Оплата after pension.

Пример расчёта

A UK worker on 45,000 paying 5% into a pension has 2,250 pension и 6,036 income tax. After 2,594 National Insurance, take-home pay — 34,120 a year, или 2,843.30 в месяц.

Допущения и ограничения

• A standard Налог code и a full Налог Год.
• No benefits в kind, bonuses или other income.
• US: federal Налог и FICA only.

Частые ошибки

• Using the figure as your exact payslip Оплата. Your Налог code и deductions may differ.

Частые вопросы

Dated rules: UK tax year 2026 в 2027 (6 April 2026 в 5 April 2027), С GOV.UK. Rates и thresholds change each year, so check GOV.UK before relying on a figure. Dated rules: US federal figures за tax year 2026 (IRS Rev. Proc. 2025-32 и IRS notices). These calculators are estimates за planning, not tax advice.

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