money) 金融 calculator (時刻 値
Solve個でthe future value, starting amount, regular deposit, interest rateまたはany savingsのtimeまたはinvestment problem.
money) Finance calculator (time valueについて
Solve個でthe future value, starting amount, regular deposit, interest rateまたはany savingsのtimeまたはinvestment problem.
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money) Finance calculator (time valueの使い方
何を計算するか、いつ使うか
what you knowのA time-value-of-money solver. Fillとchoose the one thing〜find: the future value, the starting amount, the regular deposit, the interest rateまたはthe time needed.
使い方の手順
- Choose what〜work out.
- the remaining boxes: start amountのFill、regular 頭金, 目標額, 利率、年.
- Pick the 頭金とeach period. compounding frequency. Tick the box if deposits are made at the start
- Read the answer and,個でfuture 値, the year-by-year table.
各入力項目の意味
- 初期金額 – What you have now.
- Regular 頭金 – Added every 周期.
- 目標額 量 – The 残高 you want.
- 金利 – The nominal 毎年 利率. It compounds once 単位 頭金 周期.
- Deposits 適用 the 開始 – あとinterest. Annuity-due timing. 1個あたり 頭金 earns a 周期
結果の読み方
- Future 値 – The 残高 適用 the 終了.
- 合計putインチとinterest earned – Your depositsとthe grow乗.
計算式
FV = PV × (1 + i)^n + PMT × ((1 + i)^n − 1) ÷ i、where iはthe rate per period (yearly rate ÷ periods a year)です、periods. For deposits at the start n the number、multiply the deposit term by (1 + i). The other four unknowns are solved from this equation; rate、time use the exact equationまたはa numerical search.
計算例
年 5,000 invested with 200 a month at 5%個で10年、compounded monthly, grows〜29,000の39,291.50. You pay、interest. earn 10,291.50
前提と限界
- The rateはfixedですとcompounding 一致する単語 the 頭金 周波数.
- いいえ 税額, feesまたはinflation.
よくある間違い
- the 毎年 利率 箱.のEntering a 毎月 利率
- Mixing 頭金 periodsとcompounding periods.
よくある質問
What if the 利率はzero?です
Grow乗はjust your deposits added〜the start amount.です
缶 the answer be impossible?
はい. For 例 a 目標額 below what your deposits already reach,またはa rate that would need〜be below −99%. The calculator says so.
関連ツール
詳細
- 合計you putインチ
- £29,000.00
- 利息 earned
- £10,291.50
年ごとの推移
| 年 | Deposits | 利息 | 残高 |
|---|---|---|---|
| 1 | £2,400 | £312 | £7,712 |
| 2 | £4,800 | £762 | £10,562 |
| 3 | £7,200 | £1,358 | £13,558 |
| 4 | £9,600 | £2,107 | £16,707 |
| 5 | £12,000 | £3,018 | £20,018 |
| 6 | £14,400 | £4,098 | £23,498 |
| 7 | £16,800 | £5,356 | £27,156 |
| 8 | £19,200 | £6,801 | £31,001 |
| 9 | £21,600 | £8,443 | £35,043 |
| 10 | £24,000 | £10,292 | £39,292 |