Present 値 calculator
future payments, discounted at a chosen rate. a future sumまたはa stream Today’s 値
£
£
%（年）
年
Present 値 calculatorについて
future payments, discounted at a chosen rate. a future sumまたはa stream Today’s 値
SmartCalcyの「投資と貯蓄」セクションの一部です。アカウント不要でブラウザ上で動作し、お使いの通貨と単位（ページ上部で変更可）を使います。結果は参考用の目安なので、頼る前に公的な情報をご確認ください。
Present 値 calculatorの使い方
何を計算するか、いつ使うか
the futureのPresent value tells you what money you will receiveはworth today, using a discount rate that reflects what you could earnまたはthe risk you are taking.です
使い方の手順
- Enter the future lump 合計,とany regular payment you will receive.
- 年 Choose how many payments、the 割引 利率、the年.
- Read the present 値とhow muchはlost〜waiting.です
各入力項目の意味
- 割引率 – The 利率 used〜bring future money back〜today.
- Payments 適用 the 開始 – its 周期. Treats 1個あたり payment as arriving 適用 the beginning
結果の読み方
- Present 値 – Lump 合計とpayments valued today.
- 値 lost〜waiting – 合計cash received minus its present 値.
計算式
PV = FV ÷ (1 + r)^n + PMT × (1 − (1 + r)^−n) ÷ r. rはthe rate per periodですとperiods. n the number
計算例
10 years at a 5% discount rateの20,000 A lump sumはworth 12,143.22 today. The 7,856.78 differenceはwaiting. the costですです
前提と限界
- The 割引 利率はconstant.です
- Inflation 缶 be included by using a real 利率.
よくある間違い
- Using too 安値 a 割引 利率個でrisky money.
- Mixing 毎年 rates with 毎月 periods.
よくある質問
What 割引 利率 should I use?
Use the return you could earn on a similar-risk alternative.
関連ツール
Present 値
£12,143.22
Money received over 10 年, valued today 適用 5%
詳細
- Lump 合計, valued today
- £12,143.22
- 合計received
- £20,000.00
- 値 lost〜waiting
- £7,856.78