UK State Pension calculator

Cara menggunakan UK State Pension calculator

Apa yang dihitung dan kapan digunakan

Estimates your UK new State Pension from your qualifying National Insurance tahun dan shows your State Pension Usia.

Cara menggunakan, langkah demi langkah

1. Enter your birth Tahun.
2. Enter the qualifying Tahun you have dan how many more you will add.
3. Optionally enter Tahun you might defer claiming.

Arti setiap input

• Qualifying tahun – Tahun di which you paid atau were credited with National Insurance. You need 10 seharga any pension dan 35 seharga the full amount.
• Defer – Deferring increases the pension by about 5.8% per tahun.

Cara membaca hasil

• State Pension – Tahunan, Bulanan, dan Mingguan estimates.
• State Pension Usia – An approximate Usia. Confirm yours on GOV.UK.

Rumus

Pension = full new State Pension × qualifying Tahun ÷ 35, with a maximum 35 tahun, dan a minimum 10 years. The full rate adalah 241.30 a week from April 2026.

Contoh perhitungan

With 35 qualifying Tahun the full Suku bunga 241.30 a week gives 12,548 a year, atau 1,045.63 a month. A person born di 1975 reaches State Pension age at 67.

Asumsi dan batasan

• New State Pension rules seharga people reaching State Pension age on atau after 6 April 2016.
• Any protected payment Dari the old scheme adalah ignored.
• The Usia shown adalah an approximation; the Pensions Act timetable adalah phased by birth date.

Kesalahan umum

• Assuming you will receive the full amount with fewer than 35 tahun.
• Not checking gaps di your record, which you may be able sampai fill.

Pertanyaan yang sering diajukan

Dated rules: UK tax year 2026 ke 2027 (6 April 2026 ke 5 April 2027), Dari GOV.UK. Rates, dan thresholds Perubahan Per buah Tahun, so check GOV.UK before relying on a figure.

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