UK State Pension calculator

Как пользоваться: UK State Pension calculator

Что считает и когда использовать

Estimates your UK new State Pension from your qualifying National Insurance лет и shows your State Pension Возраст.

Как пользоваться, шаг за шагом

1. Enter your birth Год.
2. Enter the qualifying Годы you have и how many more you will add.
3. Optionally enter Годы you might defer claiming.

Что означает каждое поле

• Qualifying лет – Годы в which you paid или were credited with National Insurance. You need 10 за any pension и 35 за the full amount.
• Defer – Deferring increases the pension by about 5.8% в год.

Как читать результаты

• State Pension – Ежегодно, Ежемесячно и Еженедельно estimates.
• State Pension Возраст – An approximate Возраст. Confirm yours on GOV.UK.

Формула

Pension = full new State Pension × qualifying Годы ÷ 35, with a maximum 35 лет и a minimum 10 years. The full rate — 241.30 a week from April 2026.

Пример расчёта

With 35 qualifying Годы the full Ставка 241.30 a week gives 12,548 a year, или 1,045.63 a month. A person born в 1975 reaches State Pension age at 67.

Допущения и ограничения

• New State Pension rules за people reaching State Pension age on или after 6 April 2016.
• Any protected payment С the old scheme — ignored.
• The Возраст shown — an approximation; the Pensions Act timetable — phased by birth date.

Частые ошибки

• Assuming you will receive the full amount with fewer than 35 лет.
• от Not checking gaps в your record, which you may be able до fill.

Частые вопросы

Dated rules: UK tax year 2026 в 2027 (6 April 2026 в 5 April 2027), С GOV.UK. Rates и thresholds Изменение За шт. Год, so check GOV.UK before relying on a figure.

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