UK Stato Pension calculator

Come usare il UK Stato Pension calculator

Cosa calcola e quando usarlo

Estimates your UK new State Pension from your qualifying National Insurance anni e shows your Stato Pension Età.

Come si usa, passo dopo passo

1. Enter your birth Anno.
2. Enter the qualifying Anni you have e how many more you will add.
3. Optionally enter Anni you might defer claiming.

Cosa significa ogni dato

• Qualifying anni – Anni a which you paid o were credited with National Insurance. You need 10 per any pension e 35 per the full amount.
• Defer – Deferring increases the pension by about 5.8% all’anno.

Come leggere i risultati

• Stato Pension – Annuale, Mensile e Settimanale estimates.
• Stato Pension Età – An approximate Età. Confirm yours on GOV.UK.

La formula

Pension = full new Stato Pension × qualifying Anni ÷ 35, with a maximum di 35 anni e a minimum di 10 years. The full rate è 241.30 a week from April 2026.

Un esempio pratico

With 35 qualifying Anni the full Tasso di 241.30 a week gives 12,548 a year, o 1,045.63 a month. A person born a 1975 reaches State Pension age at 67.

Ipotesi e limiti

• New Stato Pension rules per people reaching State Pension age on o after 6 April 2016.
• Qualsiasi protected payment dalle the old scheme è ignored.
• The Età shown è an approximation; the Pensions Act timetable è phased by birth date.

Errori comuni

• Assuming you will receive the full amount with fewer than 35 anni.
• Not checking gaps a your record, which you may be able a fill.

Domande frequenti

Dated rules: UK tax year 2026 in 2027 (6 April 2026 in 5 April 2027), dalle GOV.UK. Rates e thresholds Variazione Ciascuno Anno, so check GOV.UK prima relying on a figure.

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