Kalkulator sewa mobil (leasing)
Pambayaran leasing saben sasi kabagi dadi depresiasi lan biaya pembiayaan, uga total biaya leasing.
Babagan Kalkulator sewa mobil (leasing)
Pambayaran leasing saben sasi kabagi dadi depresiasi lan biaya pembiayaan, uga total biaya leasing.
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Carane nganggo Kalkulator sewa mobil (leasing)
Apa sing dietung lan kapan nganggo
Ngira-ira cicilan leasing saka rega, nilai sisa, tenor lan suku bunga. Cicilane dibagi dadi biaya penyusutan mobil lan biaya pembiayaan.
Carane nganggo, langkah demi langkah
- Lebokna rega kendharaan lan nilai sisa ing pungkasan leasing minangka persentase.
- Lebokna pembayaran ngarep, tukar tambah lan biaya sing ditambahake ing leasing.
- Lebokna tenor ing sasi, suku bunga (APR) lan pajak ing saben pembayaran.
Tegese saben input
- Residual – What the vehicle is expected to be worth at the end, as a percentage of price.
- Dibayar up front – A deposit that reduces the capitalised cost.
- Suku bunga – APR. The money factor yaiku APR ÷ 2400.
Carane maca asile
- Saben sasi lease payment – Depreciation, Keuangan charge lan apa wae pajak.
- Total Modal the lease – All payments plus what you pay at the start.
Rumus
Depreciation = (capitalised cost − residual) ÷ term. Finance charge = (capitalised cost + residual) × money factor. Payment = (depreciation + finance charge) × (1 + tax rate).
Conto petungan
A 35,000 car with a 60% residual (21,000), 2,000 down and 795 of fees has a capitalised cost of 33,795. Over 36 months at 6% the depreciation is 355.42, the finance charge is 136.99 and the payment is 492.40, so the lease costs 19,727 including the deposit.
Asumsi lan watesan
- Mileage limits lan wear charges are not included.
- You own nothing at the end unless you buy the vehicle.
- Fees and rules differ by country and by lender.
Kesalahan umum
- Comparing lease payments with loan payments without considering what you own at the end.
- Forgetting mileage lan end-of-lease charges.
Pitakonan sing kerep ditakokake
Apa iku money factor?
Suku bunga leasing sing ditulis minangka desimal cilik. Pingake 2400 kanggo oleh APR kira-kira.
Apa leasing luwih murah tinimbang tuku?
Cicilane biasane luwih asor, nanging ing pungkasan panjenengan ora duwe aset. Bandhingake total biaya ing pirang-pirang siklus.
Piranti sing gegandhengan
Rincian
- Money factor
- 0.0025APR ÷ 2400
- Residual Nilai
- £21,000.00
- Jumlah nganti depreciate
- £12,795.00
- Dibayar at the Wiwit
- £2,000.00
- Total Modal the lease
- £19,726.55payments plus money up front