Auto lease calculator

Cómo usar la Auto lease calculator

Qué calcula y cuándo usarla

Estimate a lease payment desde the Precio, residual Valor, Plazo y rate. It splits the payment into the cost de the car’s depreciation y a finance charge.

Cómo usarla, paso a paso

1. Enter the vehicle Precio y the residual Valor A lease Fin as a Porcentaje.
2. Enter your up-front payment, cualquiera trade-in y fees added a the lease.
3. Enter the term pulg. meses, the Intereses Tipo (APR) y the Impuesto on Cada uno payment.

Qué significa cada dato

• Residual – What the vehicle es expected a be worth at the end, as a percentage de price.
• Pagadas up front – A Entrada that reduces the capitalised Coste.
• Tipo – APR. The money factor es APR ÷ 2400.

Cómo leer los resultados

• Mensual lease payment – Depreciation, Finanzas charge y cualquiera Impuesto.
• Total Coste de the lease – All payments plus what you Paga A the Inicio.

La fórmula

Depreciation = (capitalised Coste − residual) ÷ Plazo. Finanzas charge = (capitalised Coste + residual) × money factor. Payment = (depreciation + Finanzas charge) × (1 + Impuesto Tipo).

Un ejemplo práctico

A 35,000 car with a 60% residual (21,000), 2,000 down y 795 de fees has a capitalised cost of 33,795. Over 36 months at 6% the depreciation es 355.42, the finance charge es 136.99 y the payment es 492.40, so the lease costs 19,727 including the deposit.

Supuestos y límites

• Mileage limits y wear charges are not included.
• You own nada A the Fin unless you Compra the vehicle.
• Fees y rules differ by country y by lender.

Errores comunes

• Comparing lease payments with loan payments without considering what you own A the Fin.
• Forgetting mileage y end-of-lease charges.

Preguntas frecuentes

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