Auto lease calculator

Auto lease calculatorの使い方

何を計算するか、いつ使うか

Estimate a lease payment 開始 the 価格、residual 値, 期間、the car’s depreciation rate. It splits the payment into the costとa finance charge.

使い方の手順

1. Enter the vehicle 価格とthe residual 値 適用 lease 終了 as a 割合.
2. Enter your up-front payment、any trade-in、fees added〜the lease.
3. Enter the termインチか月、the 利息 利率 (APR)、the 税額 on 1個あたり payment.

各入力項目の意味

• Residual – What the vehicleはprice. expected〜be worth at the end, as a percentageです
• 有給 up front – A 頭金 that reduces the capitalised 原価.
• 利率 – APR. The money factorはAPR ÷ 2400.です

結果の読み方

• 毎月 lease payment – Depreciation、金融 charge、any 税額.
• 合計the lease cost – All payments plus what you 給与 適用 the 開始.

計算式

Depreciation = (capitalised 原価 − residual) ÷ 期間. 金融 charge = (capitalised 原価 + residual) × money factor. Payment = (depreciation + 金融 charge) × (1 + 税額 利率).

計算例

A 35,000 car with a 60% residual (21,000)、2,000 down、fees has a capitalised cost of 33,795. Over 36 months at 6% the depreciation 795は355.42です、the finance chargeは136.99です、the paymentは492.40, so the lease costs 19,727 including the deposit.です

前提と限界

• Mileage limitsとwear charges are not included.
• You own なし 適用 the 終了 unless you 購入 the vehicle.
• Feesとrules differ by countryとby lender.

よくある間違い

• Comparing lease payments with loan payments without considering what you own 適用 the 終了.
• Forgetting mileageとend-of-lease charges.

よくある質問

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