Budget calculator
List your 毎月 incomeとspending〜see what’s leftとhow it compares with the 50/30/20 rule.
毎月 income (after 税額)
£
毎月 spending
£
£
£
£
£
Budget calculatorについて
List your 毎月 incomeとspending〜see what’s leftとhow it compares with the 50/30/20 rule.
SmartCalcyの「金融」セクションの一部です。アカウント不要でブラウザ上で動作し、お使いの通貨と単位（ページ上部で変更可）を使います。結果は参考用の目安なので、頼る前に公的な情報をご確認ください。
Budget calculatorの使い方
何を計算するか、いつ使うか
Lists your monthly incomeとspending、shows whatはleftです、compares your needs、wants、saving with the 50/30/20 rule.
使い方の手順
- 毎月 income after 税額. Add your sources
- List your spendingとmark each item as a need, a wantまたはsavingまたはdebt repayment.
- Read the 量 leftとthe comparison.
各入力項目の意味
- Type – Need: essentials. Want: choices. Savingまたはdebt: savingsとextra debt payments.
結果の読み方
- Left overまたはoverspent – Income minus spending.
- 50/30/20 table – income against the 50 Your shares、30、20 targets.
計算式
Left = 合計 income − 合計 spending. 割合 = group 合計 ÷ 合計 income. The 50/30/20 rule suggests 50% needs、30% wants、20% 節約額.
計算例
1,700 2,800 against needs Income、350 wants、income, above the 50% guide.の300 leaves 450 a month, 5,400 a year. Needs are 61 saving%
前提と限界
- 毎月 amounts. 変換方向 irregular bills〜a 毎月 平均.
- The 50/30/20 分け方はa guide, not a rule.です
よくある間違い
- Leaving out irregular costs such as car repairsとgifts.
よくある質問
What if my needs exceed 50%?
In high-cost areas thatはcommon. Focus on keeping saving steadyですとreducing wants.
関連ツール
Left over 1個あたり 月乗
£450.00
· £2,350.00 outの£2,800.00
Needs £1,700Wants £350節約額とdebt £300Unspent £450
詳細
- 単位 年
- £5,400if なし changes
- Savings 利率
- 27%saved plus unspent
Against the 50/30/20 rule
| Group | 量 | 割合 | 目標額 |
|---|---|---|---|
| Needs | £1,700 | 61% | 50% |
| Wants | £350 | 13% | 30% |
| 節約額とdebt | £300 | 11% | 20% |
The 50/30/20 ruleはa starting point. Adjust itです個でyour housing costsとgoals.