Budget calculator

Cómo usar la Budget calculator

Qué calcula y cuándo usarla

Lists your monthly income y spending, shows what es left y compares your needs, wants y saving with the 50/30/20 rule.

Cómo usarla, paso a paso

1. Add your sources de Mensual income después Impuesto.
2. List your spending y mark each item as a need, a want o saving o debt repayment.
3. Read the Cantidad left y the comparison.

Qué significa cada dato

• Type – Need: essentials. Want: choices. Saving o debt: savings y extra debt payments.

Cómo leer los resultados

• Left superado o overspent – Income minus spending.
• 50/30/20 table – Your shares de income against the 50, 30 y 20 targets.

La fórmula

Left = total income − total spending. Compartir = group total ÷ total income. The 50/30/20 rule suggests 50% needs, 30% wants y 20% Ahorro.

Un ejemplo práctico

Income de 2,800 against needs de 1,700, wants de 350 y saving de 300 leaves 450 a month, 5,400 a year. Needs are 61 % de income, above the 50% guide.

Supuestos y límites

• Mensual amounts. Convertir irregular bills a a Mensual Promedio.
• The 50/30/20 Reparto es a guide, not a rule.

Errores comunes

• Leaving out irregular costs such as car repairs y gifts.

Preguntas frecuentes

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