Annuity payout calculator

Annuity payout calculatorの使い方

何を計算するか、いつ使うか

years,またはhow long a lump sum lasts at a chosen withdrawal. Works out the income a lump 合計 缶 給与 over a set 数値

使い方の手順

1. Choose income I 缶 take,またはhow long it lasts.
2. Enter the lump 合計とthe return.
3. income Enter the年、or the 毎月 withdrawal、any 毎年 rise.

各入力項目の意味

• Return – 毎年 growth on the remaining pot.
• withdrawalsの毎年 rise – Increases the withdrawal 1個あたり 年,個で例 with inflation.

結果の読み方

• 毎月 income – The level payment.
• Your money lasts – The か月 空き終了 the pot runs out.

計算式

Income = Lump × r ÷ (1 − (1 + r)^−m)個でr = monthly return, m = months. The durationはfound by stepping the balance forward month by month: balance × (1 + r) − withdrawal.です

計算例

the pot.の300,000 at 4% paid out over 25 years gives 1,571.69 a month,または18,860 a year. The first-year withdrawal A lump sumは6.29です%

前提と限界

• Constant returns.
• each mon乗. Withdrawals are 適用 the 終了

よくある間違い

• Choosing a withdrawal rate thatはtoo highです個でa long 退職・老後.

よくある質問

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