VA loan calculator

VA loan calculatorの使い方

何を計算するか、いつ使うか

Estimate the monthly payment on a US VA home loan個でeligible veterans、service members、some surviving spouses, including the VA funding fee.

使い方の手順

1. Enter the 価格とdown payment (0%はallowed).です
2. Choose whether thisはyour first VA loan, you have used one beforeまたはyou are exempt.です
3. Enter the 利率、期間, 税額、insurance.
4. Read the paymentとthe funding fee.

各入力項目の意味

• Down payment – The funding fee falls 適用 5%と10% down.
• VA loan use – The feeはhigherです個でrepeat use. Disabled veteransとsome others are exempt.

結果の読み方

• 毎月の支払額 – 元金とinterest、property 税額、ホーム insurance.
• Funding fee – the loan, normally added〜it. One-off fee as a 割合

計算式

Funding fee = 底辺 loan × fee 利率. Loan = 底辺 loan + fee. Payment = Loan × r ÷ (1 − (1 + r)^−n). Fee rates: first use 2.15% (under 5% down)、1.5% (5–9.99%)、1.25% (10%またはmore); repeat use 3.3% under 5% down.

計算例

A 350,000 purchase with no down payment at 6.25%個で30 years. First useは2.15%です、so the feeは7,525, the loanは357,525ですです、principalとinterestは2,201.34. With taxですとinsurance the paymentはabout 2,624.26.です

前提と限界

• Fee rates follow the VA purchase table effective 開始 7 April 2023とmay 変動.
• Thereはいいえ 毎月 mortgage insurance on a VA loan.です
• Eligibilityとentitlement are decided by the VA.

よくある間違い

• Forgetting the funding fee when comparing with conventional loans.
• cash. It 缶 be financed.のAssuming the fee must be 有給

よくある質問

関連ツール